COMPANY INTELLIGENCE PROFILE
Shriram Finance Limited
Shriram Finance Limited (formerly Shriram Transport Finance Company Limited, renamed after merger with Shriram City Union Finance in Nov 2022) is a large deposit-taking NBFC and India's largest retail commercial vehicle financier.
Shriram Finance Limited, a prominent Indian NBFC, specializes in financing commercial vehicles, among other financial services. As of 2026, the company manages assets worth approximately ₹3.14 lakh crore, operating through around 3,225 branches across India. For FY2026, it reported consolidated revenue between ₹48,133-48,135 crore and a profit after tax of ₹10,024 crore. MUFG Bank acquired a 20% stake in April 2026, injecting about ₹39,618 crore in capital.
AI-generated, may contain errors.
Business Overview
- Shriram Finance Limited, formerly Shriram Transport Finance Company Limited, renamed after merger with Shriram City Union Finance in Nov 2022, is a large deposit-taking NBFC and India's largest retail commercial vehicle financier.
- Core offerings: commercial vehicle finance, working capital loans, two-wheeler/passenger vehicle finance, MSME/business loans, gold loans, personal loans, co-branded credit cards, and fee-based products, insurance distribution, BBPS bill payments, UPI via the "Shriram One" app. ~3,225 branches pan-India as of June 2026
- ~₹3.14 lakh Cr assets under management., Source: shriramfinance.in, Tofler, Screener.in
Sector & Classification
Finance — Asset financing NBFC (Non-Banking Financial Company), Deposit-taking NBFC; primary activity commercial vehicle financing (Source: Tofler, Screener.in)
Directors & Key Management
Directors — source notes
11 directors (per Tofler, as of 24 May 2026): Srinivasa Chakravarthy Yalamati (Managing Director, DIN 00052308); Umesh Govind Revankar (Whole-time Director, DIN 00141189); Parag Sharma (Whole-time Director, DIN 02916744); Jugal Kishore Mohapatra (Director/Chairperson per Screener, DIN 03190289); Ravi Devaki Venkataraman (Director, DIN 00171603); Ignatius Michael Viljoen (Nominee Director, DIN 08452443); Panja Pradeep Kumar (Director, DIN 03614568); Bhanumathi Viswanathan Melattur (Director, DIN 10172983); Gokul Subramanian Dixit (Director, DIN 00357170); Ravindran Shunmugakani (Director, DIN 09778966). Screener.in separately lists Parag Sharma as MD/CEO and Umesh Govind Revankar/Sunder Subramanian as Whole-Time Directors — minor role-label discrepancy between sources on MD identity (Tofler names Yalamati as MD; Screener names Sharma as MD/CEO). Confidence: partial on exact current designations, confirmed on DIN list via Tofler.
GST Registrations
Not obtained — attempts to fetch knowyourgst.com and findgst.in individual GSTIN pages for this entity returned server errors (HTTP 500/404); no GSTIN could be confirmed from an accessible reliable source in this pass. PAN AAACS7018R (confirmed, Source: Tofler) would underlie any GSTIN but the actual registration numbers, home state count, and status are not obtained.
Financials
Shriram Finance Limited reported FY2026 consolidated revenue of ₹48,133-48,135 Cr, a 15.06% year-over-year increase, and a PAT of ₹10,024 Cr, up by 4.68%. Total assets stand at ₹321,375 Cr, with a net worth of approximately ₹65,918 Cr. Their market cap is ₹2,69,769 Cr, with a share price of ₹1,141 as of August 6, 2026.
AI-generated, may contain errors.
- Consolidated, FY2026, year ended March 2026, — Revenue ₹48,133–48,135 Cr (+15.06% YoY)
- PAT ₹10,024 Cr (+4.68% YoY)
- Total Assets ₹321,375 Cr
- Net worth ≈₹65,918 Cr, ₹65,542 Cr reserves + ₹376 Cr equity capital
- Total borrowings ≈₹250,692 Cr
- Market cap ₹2,69,769 Cr
- Share price ₹1,141, as of Aug 6, 2026.
- EBITDA not separately disclosed, NBFC income-statement format.
- Two sources, Screener.in, Tofler charges/profile pages, corroborate revenue and PAT figures — confirmed.
- Standalone-only figures for the same period not separately obtained.
- Note: an older Tofler cached view showed FY2022-23 standalone growth rates, EBITDA +58.39%, PAT +120.81%, net worth +67.0%, but restricted absolute values behind paywall — stale/partial, superseded by the FY2026 consolidated figures above.
Funding History
- Not a VC-funded startup — long-listed NBFC. Key recent capital event: MUFG Bank acquired a ~20% stake via preferential allotment in April 2026, contributing approximately ₹39,618 Cr in capital, Source: Screener.in. No other funding rounds applicable
- Tracxn not consulted for round-naming given entity type.
Loans & Charges
| Charge holder | Amount | Details |
|---|---|---|
| Catalyst Trusteeship Limited | ₹118,136 | |
| IDBI Trusteeship Services Limited | ₹34,969 | |
| Axis Trustee Services Limited | ₹20,761 | |
| SIDBI | ₹10,311 | |
| Axis Bank Limited | ₹8,811 | |
| Indian Bank | ₹7,600 | |
| Canara Bank | ₹6,805 | |
| NABARD | ₹6,800 | |
| HDFC Bank Limited | ₹6,000 | |
| Bank of Baroda | ₹5,540 | |
| IDBI Trusteeship Services | ₹9,467.3 Cr |
- Extensive registered charges, Source: Tofler charges page, — 97 total charge holders. Top lenders by cumulative charge amount: 6 Cr (128 charges)
- 0 Cr (5 charges). Total open charges ≈₹266,622 Cr
- Satisfied charges ≈₹200,702 Cr. Most recent charge registered 11 Nov 2025
Credit Ratings
- Not obtained — direct queries to CRISIL Ratings and ICRA websites for this company both returned 404/not-found on the specific lookup URLs attempted, and Moneycontrol was unreachable in this session.
- No CRISIL/ICRA/CARE/India Ratings rating for Shriram Finance Limited could be confirmed from an accessible source in this pass
- Do not infer from general market reputation.
Legal & Compliance
- Indian Kanoon shows ~2,095 total results referencing "Shriram Finance Limited" across Indian courts, mostly routine recovery/arbitration/vehicle-repossession litigation typical of an NBFC lender, both as plaintiff and defendant.
- Notable recent entries: Shriram Finance Limited vs State of Gujarat, Gujarat HC, R/CR.MA/19068/2024, Dec 2024
- B. Arun Kumar vs Shriram Finance Limited, Madras HC, Jun 2024 — notes company "formerly known as Shriram Transport Finance Company Limited"
- S. Anbu vs M/S. Shriram Finance Limited, Madras HC, Jul 2024
- Balwinder Singh vs M/S Shriram Finance Limited, Punjab-Haryana HC, Jul 2026
- Shriram Finance Limited vs Poornima S, Madras HC, arbitration petition, Dec 2025.
- No major regulatory/criminal enforcement action against the company itself identified in the sampled results — volume is consistent with routine loan-recovery litigation for an NBFC of this scale.
Competitive Landscape
- Bajaj Finance Limited, large-cap diversified NBFC, ~₹3.5+ lakh Cr AUM scale
- Cholamandalam Investment and Finance Company, Chola, vehicle + LAP financier, mid-to-large NBFC
- Mahindra & Mahindra Financial Services, rural/vehicle financing NBFC, large-cap
- L&T Finance Limited, diversified retail NBFC, large-cap
- Sundaram Finance Limited, vehicle financing NBFC, mid-cap
- Muthoot Finance / Manappuram Finance, gold-loan-focused NBFCs, adjacent but smaller overlap in commercial-vehicle segment. All named peers are large, listed, well-known Indian NBFCs — no scale/identity uncertainty.
Frequently Asked Questions
What does Shriram Finance Limited do?
Shriram Finance Limited is a finance company that operates as an asset financing NBFC, with a primary focus on commercial vehicle financing. It is a large deposit-taking NBFC and India's largest retail commercial vehicle financier. The company's offerings include commercial vehicle finance, working capital loans, two-wheeler/passenger vehicle finance, MSME/business loans, gold loans, personal loans, co-branded credit cards, and fee-based products such as insurance distribution, BBPS bill payments, and UPI services via the "Shriram One" app.
What is the CIN of Shriram Finance Limited?
The Corporate Identification Number (CIN) of Shriram Finance Limited is L65191TN1979PLC007874.
When was Shriram Finance Limited incorporated?
Shriram Finance Limited was incorporated in the year 1979.
What is the registered office address of Shriram Finance Limited?
The registered office address of Shriram Finance Limited is Sri Towers, Plot No. 14A, South Phase, Industrial Estate, Guindy, Chennai, Tamil Nadu, India to 600032.
Sources
Tofler (tofler.in) — registration details, directors/DINs, charges, business classification, capital structure; Screener.in — FY2026 consolidated financials, shareholding pattern, listing/market data; shriramfinance.in — official domain/business description confirmation; Indian Kanoon (indiankanoon.org) — litigation volume and sample cases. Attempted but unusable: thecompanycheck.com (folded into first WebFetch, partially overlapping with Tofler-style data — used only where corroborating), falconebiz.com (landing page only, no data), knowyourgst.com and findgst.in (server errors), mastersindia.co (404), CRISIL ratings and ICRA sites (404 on specific lookups), moneycontrol.com (fetch blocked), shriramfinance.in/investor-relations (404).
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.