AICA Compliance & Ops Agent
Every file complete, without anyone chasing.
The agent collects documents however they arrive, files them, works out what is missing and asks the borrower for it. Your ops team handles exceptions, not paperwork.
- Received 4 documentsFrom WhatsApp, email and upload
- Tagged and filed themBank statement, debt schedule, GST return
- Updated the data roomFolders by type and bank account
- Compared against the checklist3 items still pending
- Emailed the borrowerThe exact pending list, with links
- Checked compliance filingsGSTR-1, GSTR-3B and EPF, month by month
01Collect
Drop it anywhere. It lands in the right place.
Borrowers, partners and your team send documents the way they like. Each one is read, tagged by type and filed into the borrower’s data room.
Files arrive over email and WhatsApp and someone sorts and renames them by hand.
Each file is tagged and filed as it arrives; only the unclear ones wait for a person.
- WhatsApp, email and drag-and-drop
- Tagged by document type and company
- A data room organised into folders
02Chase
It knows what is missing, and asks for it.
The agent compares what has arrived against the checklist, keeps a live list of pendencies and writes to the borrower with exactly what is still needed.
Someone keeps a pending list in a spreadsheet and sends reminder after reminder.
A live pending list, and a ready email that names each missing item and month.
- Missing months and accounts flagged
- Pending list emailed in one click
- Status updates as documents arrive
03Stay compliant
Filings watched month by month.
GST and EPF filing status for every borrower, with delays and defaults visible at a glance, so nothing slips between reviews.
Filing histories are pulled together by hand when a review comes around.
On-time, delayed and missed filings laid out by month, with the days of delay.
- GSTR-1 and GSTR-3B filing history
- EPF filing history
- Delays shown by the number of days
04Run
One lending CRM for every side of the deal.
Leads, partners and lenders sit on one platform with AICA in between, so every case moves from first document to approval in one place.
Leads, partners and lenders are tracked across inboxes and spreadsheets.
One CRM with owners, status and follow-ups, and partner and lender platforms built in.
- Leads with owners, status and follow-ups
- Partner and lender management
- Magic Upload available everywhere
Ask AICA
Ask about any file. Get an answer with receipts.
- What is still pending for this borrower?
- Draft an email asking for the missing bank statements.
- Which months were GST returns filed late?
- Which documents arrived this week?
Every answer comes with its sources.
“Partner onboarding used to take a week. AICA gives us a complete due-diligence file in seven seconds; partners go live the same day they apply.”