COMPANY INTELLIGENCE PROFILE
BAJAJ FINANCE LIMITED
Bajaj Finance Limited is one of India's largest non-banking financial companies (NBFC), part of the Bajaj Group, offering consumer, SME, commercial and mortgage lending.
Bajaj Finance Limited, a prominent non-banking financial company in India and part of the Bajaj Group, offers a range of lending services including consumer, SME, commercial, and mortgage loans. Majority-owned by Bajaj Finserv, the company reported revenue of ₹69,725 crore and a net profit of ₹16,779 crore in FY25. With an AUM of approximately ₹4.17 lakh crore, Bajaj Finance maintains top domestic credit ratings of AAA/Stable.
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Business Overview
- Bajaj Finance Limited (BFL) is a deposit-taking NBFC and the lending arm of the Bajaj Group, majority-owned by Bajaj Finserv.
- It operates a diversified lending franchise across consumer durables/2W/3W finance, personal loans, SME and commercial lending, loans against property/mortgages, gold loans, and rural finance, alongside fixed deposits and cross-sell of insurance and investment products.
- As of March 2025 it had assets under management (AUM) of ~₹4.17 lakh crore.
Sector & Classification
NBFC — non-banking financial company (financial services / lending); NIC group 6491/64920 (other credit granting). Exact NIC not obtained from reliable source.
Directors & Key Management
Directors — source notes
Rajivnayan Rahulkumar Bajaj (00018262, Director); Rajeev Jain (01550158, Managing Director); Sanjivnayan Bajaj (00014615, Director); Pramit Shashikant Jhaveri (00186137, Director); Naushad Darius Forbes (00630825, Director) — 10 directors total; remaining 5 not obtained
GST Registrations
| GSTIN | State | PAN |
|---|---|---|
| 27AABCB1518L1ZS | Maharashtra | AABCB1518L |
GST — source notes
Primary GSTIN: 27AABCB1518L1ZS (Maharashtra); PAN: AABCB1518L; Active (Bajaj Finance)
Financials
Bajaj Finance Limited reported a consolidated revenue of ₹69,725 crore for FY25, a 26.8% increase from FY24. Net profit rose by 16% to ₹16,779 crore, with AUM reaching ₹4,16,661 crore, up 26% year-over-year. Tangible net worth was approximately ₹96,693 crore.
AI-generated, may contain errors.
| FY25, consolidated, ended 31 Mar 2025 | Total income/revenue ₹69,725 crore, up 26.8% from ₹54,983 cr FY24 |
| Net profit (PAT) | ₹16,779 crore (up 16%) |
| Tangible net worth | ~₹96,693 crore |
| AUM | ₹4,16,661 crore (up 26% YoY). Total assets figure not separately obtained. |
Loans & Charges
- Extensive secured borrowings typical of a large NBFC
- MCA charges include debenture trustee Catalyst Trusteeship Limited, large aggregate across many NCD issues, and bank facilities from lenders including Punjab National Bank and State Bank of India. Full itemized MCA charge register not obtained.
Credit Ratings
- CRISIL AAA/Stable and CRISIL A1+, bank facilities and debt instruments, reaffirmed 2025. Also rated AAA by CARE Ratings and India Ratings (Fitch group). Highest possible domestic ratings.
Competitive Landscape
- India's largest retail NBFC by market value — consumer, SME & commercial lending. Key competitors: HDB Financial Services, AUM ~₹1 L Cr (HDFC Bank NBFC)
- Shriram Finance (AUM ~₹2.3 L Cr)
- Cholamandalam (AUM ~₹1.5 L Cr)
- Tata Capital (AUM ~₹1.6 L Cr)
- L&T Finance, AUM ~₹85,000 Cr
- Muthoot Finance, gold-loan AUM ~₹75,000 Cr.
Frequently Asked Questions
What does Bajaj Finance Limited do?
Bajaj Finance Limited is one of India's largest non-banking financial companies (NBFC), part of the Bajaj Group, offering consumer, SME, commercial and mortgage lending.
What is the CIN of Bajaj Finance Limited?
The CIN of Bajaj Finance Limited is L65910MH1987PLC042961.
What is the GSTIN of Bajaj Finance Limited?
The primary GSTIN of Bajaj Finance Limited is 27AABCB1518L1ZS for Maharashtra.
When was Bajaj Finance Limited incorporated?
Bajaj Finance Limited was incorporated in 1987.
Where is the registered office of Bajaj Finance Limited?
The registered office of Bajaj Finance Limited is located in Akurdi, Pune, Maharashtra, India, 411035.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.