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About AICA

We're building the AI infrastructure for Indian credit.

AICA is the AI engine behind 120+ enterprises, from banks and NBFCs to funds and corporates. A small team building the rails of Indian credit.

Talk to the team  → Careers

AICA & Recur Club, by the numbers

₹3,000 Cr+capital deployed via Recur
2,000+companies financed
100+lenders on the platform
120+enterprises live on AICA
Founded
2021, as Recur Club
Backed by
InfoEdge Ventures
Offices
Delhi · Mumbai · Bangalore

Why we exist

Indian credit decisions still run on email threads.

Loans, vendor onboarding, portfolio reviews are still built by hand. AICA puts reconstruction into infrastructure.

  1. 2021

    Recur Club is founded.

    The founders sit in credit committees every week, and see how much of the work is rebuilding data by hand.

  2. 2023

    The engine starts as an internal tool.

    It pulls bureau, GST, banking, MCA and NCLT data. The first version writes a CAM in 12 seconds, and approvals climb.

  3. 2024

    Banks and NBFCs ask for it.

    Lender partners want the engine for themselves. AICA becomes a product, and the first 30 NBFCs go live.

  4. 2026

    120+ enterprises run on AICA.

    Banks, NBFCs, funds and large corporates use it for their due diligence every day.

The team

The founders.

AICA is built by the team behind Recur Club, after years of watching credit teams rebuild the same data by hand.

Eklavya Gupta

Eklavya Gupta

Co-founder & Co-CEO

Eklavya spent over a decade as an investment professional before he and Abhinav started Recur Club in 2021. Today he looks after product, capital partnerships and Recur's lender network. He studied at NSIT Delhi and IIM Calcutta.

Abhinav Sherwal

Abhinav Sherwal

Co-founder & Co-CEO

Abhinav has been building lending businesses since college. He co-founded Recur Club with Eklavya, and runs operations, the credit engine and the AI platform AICA is built on. He studied at IIT Delhi and IIM Calcutta.

The Recur Club ecosystem

One company, built around better access to capital.

Recur Club is the company behind AICA. AICA is a Recur Club product, while Bharat Ke SuperFounders is a Recur Club production that brings ambitious Indian founders, mentors and investors to a wider audience.

Visit Recur Club  → Explore Bharat Ke SuperFounders  ↗

Backed by

Long-term capital. Aligned investors.

Funded for the long run by investors who understand infrastructure takes time to build.

InfoEdge Ventures Tribe Capital IIFL Finance + angels

Join the work

Build the rails Indian credit runs on.

If our work resonates, we want to hear from you, whether you want to use AICA, partner with us, or join the team.

Talk to the team  → Careers

A Recur Club product