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Axis Bank Limited (formerly UTI Bank Limited)

Axis Bank Limited (CIN L65110GJ1993PLC020769) is India's third-largest private-sector bank, incorporated 1993 in Ahmedabad, listed on NSE/BSE, with a ₹16.1 lakh crore balance sheet and top-grade CRISIL AAA ratings.

ActiveListed — NSE: AXISBANK, BSE: 532215 (source: TheCompanyCheck). Public listed company (Tofler).RoC-Ahmedabad, Gujarat (source: TheCompanyCheck / Tofler)
AI Overview Generating…

Axis Bank Limited, incorporated in 1993 in Ahmedabad, is India's third-largest private-sector bank with a ₹16.1 lakh crore balance sheet. It offers a range of services including retail, corporate, SME, and treasury banking. The bank has a CRISIL AAA rating and reported a consolidated net profit of ₹28,191 crore for FY25. It acquired Citibank India's consumer banking business in March 2023, enhancing its market position.

AI-generated, may contain errors.

Business Overview

  • India's third-largest private-sector bank and a scheduled commercial bank offering retail, corporate, SME and treasury banking, plus wealth management, cards, payments and digital banking.
  • Balance sheet ₹16,09,930 Cr as on 31 Mar 2025 (grew ~9% YoY).
  • Deposits ₹11,70,921 Cr and advances ₹10,81,230 Cr in FY25, source: Business Standard / press release.
  • Acquired Citibank India's consumer banking business, ~₹11,600 Cr, completed March 2023.
  • Sources: Axis Bank corporate profile, Screener.

Sector & Classification

NIC 65110 — Monetary intermediation of commercial banks / banking (implied by CIN class code 65110). Private-sector scheduled commercial bank.

Directors & Key Management

Amitabh Chaudhry
MD & CEO · DIN 00531120
Rajiv Anand
Whole-time Director · DIN 02541753
Subrat Mohanty
Whole-time Director · DIN 08679444
Munish Sharda
Whole-time Director · DIN 06796060
Girish Srikrishna Paranjpe
Independent Director · DIN 02172725
Padmanabhan Gopalaraman
Director · DIN 07130908
Meena Ganesh
Director · DIN 00528252
Parameswaran Pillai Naga Prasad
Director · DIN 07430506
S.M. Rao
Director · DIN 07667641
Pranam Wahi
Additional Director · DIN 00031914
Mini Ipe
Nominee Director · DIN 07791184
Subramanian Nurani Vishwanathan
Director · DIN 09568559
Directors — source notes

Board / KMPs with DINs (source: Tofler, cross-checked with TheCompanyCheck): Amitabh Chaudhry (00531120, MD & CEO); Rajiv Anand (02541753, Whole-time Director / Deputy MD); Subrat Mohanty (08679444, Whole-time Director); Munish Sharda (06796060, Whole-time Director); Girish Srikrishna Paranjpe (02172725, Independent Director); Padmanabhan Gopalaraman (07130908, Director); Meena Ganesh (00528252, Director); Parameswaran Pillai Naga Prasad (07430506, Director); Seshabhadrasrinivasa Mallikarjunarao Chamarty / S.M. Rao (07667641, Director); Pranam Wahi (00031914, Additional Director); Mini Ipe (07791184, Nominee Director — LIC); Subramanian Nurani Vishwanathan (09568559, Director). DINs sourced from Tofler; confirmed for Amitabh Chaudhry/Rajiv Anand/Meena Ganesh/Girish Paranjpe/Padmanabhan G. via TheCompanyCheck agreement.

GST Registrations

Primary/home-state GSTIN: 27AAACU2414K1ZF (Maharashtra), registered 01/07/2017, Regular taxpayer, Public Ltd Company, status Active (source: KnowYourGST). PAN: AAACU2414K. Home state: Maharashtra (operational HQ Worli, Mumbai). Number of registrations: ~65 GSTINs across states under the same PAN (source: KnowYourGST) — consistent with pan-India branch network. Other Maharashtra GSTINs seen: 27AAACU2414K3ZD, 27AAACU2414K4ZC (source: Masters India / KnowYourGST). Punjab example: 03AAACU2414K1ZP.

Financials

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Axis Bank Limited reported a standalone total income of ₹1,47,934.10 Cr (+12.23% YoY) and a net profit of ₹26,373.48 Cr (+6% YoY) for FY25. Consolidated net profit reached ₹28,191 Cr. The bank holds reserves of ₹186,616 Cr, with borrowings of ₹220,687 Cr and deposits of ₹11,70,921 Cr. The net total income was ₹79,604.88 Cr, including NII of ₹54,347.82 Cr. Market cap stands at ₹3,81,637 Cr.

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FY ended31 March 2025 (FY25), audited. STANDALONE: Total income ₹1,47,934.10 Cr (+12.23% YoY)
Net profit (PAT)₹26,373.48 Cr (+6% YoY), source: Business Standard. CONSOLIDATED, source: Screener: Net profit ₹28,191 Cr, vs ₹26,492 Cr FY24
Net worth/reserves₹186,616 Cr
Borrowings₹220,687 Cr
Deposits₹11,70,921 Cr
ROE~16%
Market cap₹3,81,637 Cr (Jul 2026).
Net total income, NII + other income, ₹79,604.88 Cr = NII ₹54,347.82 Cr + non-interest income ₹25,257.06 Cr, source: FY25 results summary.
Q4FY25 PAT ₹7,117.50 Cr, sourceBusiness Standard.
EBITDA not a meaningful metric for a bank — "not obtained".
Notebanks do not report EBITDA
Use NII/PAT/net worth. Standalone vs consolidated stated per line.

Funding History

  • Not applicable in the venture sense — Axis Bank is a large listed bank that raises capital through public markets, equity QIPs, infrastructure bonds, AT1/Tier-2 debt, rather than funding rounds.
  • FY25 example: CRISIL AAA-rated ₹8,000 Cr infrastructure bond programme (source: CRISIL).
  • No private funding rounds. "none found" for equity funding rounds.

Shareholding

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Axis Bank Limited has a promoter holding of approximately 8.18% with LIC as the sole classified promoter. The remaining shares are held by FIIs, DIIs, and the public, resulting in a large free float exceeding 90%.

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  • No individual/family promoter group. Promoter holding ~8.18%, source: Screener, — LIC is now the sole classified promoter, source: Axis Bank promoters page / Wikipedia
  • Balance held by FIIs, DIIs and public. Originally promoted (1993) jointly by SUUTI (erstwhile UTI), LIC, GIC and the four public general insurers
  • SUUTI later pared its stake. Free float is large (>90%).

Loans & Charges

  • No registered charges on the company's assets (source: Tofler). Consistent with the entity being a lender rather than a borrower against pledged assets. Status: as-reported, treat as partial pending a filings check.

Credit Ratings

  • Highest-grade ratings, source: CRISIL rating rationale, 14 Jul 2025: CRISIL AAA/Stable on ₹8,000 Cr infrastructure bonds
  • CRISIL AAA/CRISIL AA+/Stable/CRISIL A1+ reaffirmed across debt/deposit/AT1/Tier-2 instruments.
  • ICRA ratings reaffirmed and partly withdrawn, source: ICRA, 20 Jun 2025.
  • Rationale cites strong capitalisation, net worth ₹1,65,629 Cr as on 30 Sep 2024, strong market position, comfortable resource profile
  • Asset quality noted average. India Ratings also rates the bank AAA, not separately re-verified here.

Competitive Landscape

  • HDFC Bank, largest private bank, much larger scale, ICICI Bank, large, comparable-to-larger, Kotak Mahindra Bank, large, somewhat smaller balance sheet, IndusInd Bank, mid-large private, Yes Bank (mid, smaller), Federal Bank / IDFC First Bank, mid-sized private peers.
  • Axis is the ~3rd-largest private-sector bank by assets.

Frequently Asked Questions

What does Axis Bank Limited do?

Axis Bank Limited is India's third-largest private-sector bank offering retail, corporate, SME, and treasury banking services, as well as wealth management, cards, payments, and digital banking.

What is the CIN of Axis Bank Limited?

The Corporate Identification Number (CIN) of Axis Bank Limited is L65110GJ1993PLC020769.

What is the GSTIN of Axis Bank Limited?

The primary GSTIN for Axis Bank Limited in Maharashtra is 27AAACU2414K1ZF, registered on 01/07/2017. The bank has approximately 65 GSTIN registrations across various states.

When was Axis Bank Limited incorporated?

Axis Bank Limited was incorporated on 03 December 1993.

Where is the registered office of Axis Bank Limited located?

The registered office of Axis Bank Limited is located at Trishul, 3rd Floor, Opp. Samartheshwar Temple, Law Garden, Ellisbridge, Ahmedabad, Gujarat 380006.

Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.