Case studies
What changes when AI runs the due diligence.
Before-and-after stories from banks, NBFCs, fintechs and enterprises. Names are anonymised; the metrics are exact.
Six more, across lenders and enterprises
Different desks. Same bottleneck, removed.
+208%
partner sourcing velocity
Partner onboarding from a week to six hours.
Before7-day partner onboarding; missed target by 38%.
With AICA84 partners in a quarter, against a previous record of 23.
14d → 36h
SME processing cycle
SME loan processing cut from 14 days to 36 hours.
BeforeA 14-day cycle, mostly spent on reconciliation.
With AICASME book grew 22% YoY; ₹2,200 Cr deployed.
12 / 0
red flags / fraud incidents
Caught a vendor’s NCLT exposure that no human review had.
Before3 frauds, ₹14 Cr.
With AICA12 high-severity flags in 60 days, zero fraud incidents.
30d → 8m
due diligence per portco
Quarterly portfolio review now runs continuously.
BeforeTwo-week quarterly reviews; signals missed.
With AICADaily snapshots; DD down from 30 days to 8 minutes.
5h → 4m
CAM generation
CAM in 4 minutes. Lender approval rate doubled.
Before200+ daily apps capped by CAM; 35% approval.
With AICA67% approval, 2.4× margin.
6% → 1.8%
dealer NPL in 9 months
Dealer NPL cut from 6% to 1.8% in nine months.
Before₹650 Cr book, 6% NPL, blind to defaults elsewhere.
With AICA11% of dealers flagged; ₹85 Cr additional credit deployed.
See what changes for your team.
The AICA team will walk you through a live underwriting on a third party of your choice: bureau, GST, banking, MCA and NCLT, reconciled in seconds.
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