AICA Debt Agents
The right lender, before you make a single call.
The agent reads the company, scores it against every debt product, recommends a structure and ranks the lenders most likely to say yes, with the reasons laid out.
- Read the company profileGST, banking, financials and bureau
- Scored debt readinessAcross 8 debt products
- Recommended a structureAmount, tenure, ROI and security
- Matched lendersRanked on 20+ metrics
- Checked eligibility1 criterion below requirement
01Assess
Every debt product, scored for this company.
The agent tests the company against each product, from unsecured loans to factoring and loans against property, and shows the likely amount, tenure, ROI and security.
Advisors guess which products might work and find out from rejections.
Each product scored with a probability, terms and the security it would need.
- Probability for each product
- Amount, tenure, ROI and security
- Filters for what the borrower needs
02Match
Lenders ranked by who is likely to say yes.
Within each product, lenders are ranked on their criteria and appetite, so the mandate goes to the lenders with the best chance of approving it.
The same file goes to every lender, and most of them say no.
A shortlist of lenders ranked by probability, with top picks highlighted.
- Lenders ranked within each product
- Top picks highlighted
- Terms adjustable per lender
03Close
Know why before you ask.
For every lender and product, the agent lays out the eligibility criteria and tentative terms, and flags anything that falls short before the file is shared.
Gaps in eligibility surface only after a lender reviews the file.
Every criterion checked up front, with the requirement and its importance.
- Eligibility criteria with pass or fail
- Tentative terms against requirements
- Share the mandate in one click
Ask AICA
Ask about any deal. Get an answer with receipts.
- Which lenders are most likely to approve this?
- What debt structure fits this company?
- Why is this company short of eligibility for a term loan?
- Which criteria does this case fail?
Every answer comes with its sources.
Built on India's largest debt platform.