COMPANY INTELLIGENCE PROFILE
HDFC BANK LIMITED
HDFC Bank Limited is India's largest private-sector bank by assets, offering retail, wholesale and treasury banking services nationwide.
HDFC Bank Limited is India's largest private-sector bank by assets. It offers retail, wholesale, and treasury banking services nationwide. Following its merger with Housing Development Finance Corporation in July 2023, the bank added a significant mortgage book to its portfolio. Major subsidiaries include HDB Financial Services and HDFC Securities. For FY25, it reported a net profit of approximately ₹67,347 crore with a balance sheet size of around ₹39.1 lakh crore.
AI-generated, may contain errors.
Business Overview
- Largest private-sector bank in India, providing retail banking, wholesale/corporate banking, treasury operations, loans, cards, digital banking and payments.
- Merged with parent Housing Development Finance Corporation (HDFC Ltd) effective 1 July 2023, adding a large mortgage book.
- Key subsidiaries include HDB Financial Services, HDFC Securities, and HDFC Asset Management / HDFC Life (associates).
Sector & Classification
NIC 65920 — Monetary intermediation / banking (other monetary intermediation); classified under financial service activities
Directors & Key Management
Sashidhar Jagdishan (Managing Director & CEO); Kaizad Maneck Bharucha (Deputy MD / Whole-time Director); Bhavesh C Zaveri (Executive/Whole-time Director); Atanu Chakraborty (Part-time Non-Executive Chairman / Independent); Sunita Maheshwari (Independent); Sandeep Parekh (Independent); plus additional independent/non-executive directors (board of ~13). DINs not obtained (falconebiz page not reachable; not verified — not inventing).
GST Registrations
| GSTIN | State | PAN |
|---|---|---|
| 27AAACH2702H1Z0 | Maharashtra | AAACH2702H |
GST — source notes
Primary GSTIN: 27AAACH2702H1Z0 (Maharashtra); PAN: AAACH2702H; Active; 91 registrations across 34 states
Financials
HDFC Bank Limited reported a standalone net profit of ₹67,347 crore for FY25. The total balance sheet size was approximately ₹39.1 lakh crore, with deposits of ₹27.14 lakh crore and gross advances of ₹26.43 lakh crore. The GNPA stood at 1.33%.
AI-generated, may contain errors.
| FY25, year ended 31 Mar 2025, standalone: Net profit approx ₹67,347 crore | |
| Total balance sheet size approx | ₹39.1 lakh crore, ₹39,102 billion |
| Deposits | ₹27.14 lakh crore |
| Gross advances | ₹26.43 lakh crore |
| GNPA | 1.33%. Full-year total income figure not precisely obtained, quarterly NII ~₹32,066 cr in Q4FY25. |
Loans & Charges
- Charge of ₹50 crore in favour of Central Bank of India, created 25 October 1999, per Tofler. Given the merger, additional legacy charges may exist
- Full MCA charge register not fully obtained.
Credit Ratings
- Widely rated at the highest domestic long-term grade, CRISIL/ICRA/CARE AAA-equivalent, Stable, with A1+ short-term ratings
- International ratings in line with sovereign. Specific current rating letters not confirmed from a rating-agency page in this session — treat as directional, not verified.
Legal & Compliance
- No specific material litigation obtained; as a large bank it is party to routine regulatory and recovery matters in the ordinary course. None specifically found in this session.
Competitive Landscape
- India's largest private-sector bank by assets. Key competitors: ICICI Bank, advances ~₹12 L Cr; m-cap ~₹9 L Cr
- Axis Bank, m-cap ~₹3.5 L Cr
- Kotak Mahindra Bank, m-cap ~₹3.5 L Cr
- State Bank of India, India's #1 bank; m-cap ~₹7 L Cr
- IndusInd Bank (m-cap ~₹1 L Cr).
Frequently Asked Questions
What does HDFC BANK LIMITED do?
HDFC Bank Limited is India's largest private-sector bank by assets, offering retail, wholesale and treasury banking services nationwide.
What is HDFC BANK LIMITED's CIN?
HDFC BANK LIMITED's Corporate Identification Number (CIN) is L65920MH1994PLC080618.
What is HDFC BANK LIMITED's GST number?
HDFC BANK LIMITED's primary GSTIN is 27AAACH2702H1Z0. It has 91 GST registrations across multiple states.
When was HDFC BANK LIMITED incorporated?
HDFC BANK LIMITED was incorporated on 30 August 1994.
Where is HDFC BANK LIMITED headquartered?
HDFC BANK LIMITED's registered office is at HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai, Maharashtra 400013. (HQ: Maharashtra.)
Is HDFC BANK LIMITED listed on the stock exchange?
Listed (BSE: 500180, NSE: HDFCBANK; ADR on NYSE: HDB)
What are HDFC BANK LIMITED's latest financials?
FY25 (year ended 31 Mar 2025), standalone: Net profit approx ₹67,347 crore; total balance sheet size approx ₹39.1 lakh crore (₹39,102 billion); deposits ₹27.14 lakh crore; gross advances ₹26.43 lakh crore; GNPA 1.33%.
Who are HDFC BANK LIMITED's main competitors?
India's largest private-sector bank by assets. Key competitors: ICICI Bank (advances ~₹12 L Cr; m-cap ~₹9 L Cr); Axis Bank (m-cap ~₹3.5 L Cr); Kotak Mahindra Bank (m-cap ~₹3.5 L Cr); State Bank of India (India's #1 bank; m-cap ~₹7 L Cr); IndusInd Bank (m-cap ~₹1 L Cr).
Sources
BSE/NSE filings & annual report; tofler.in, thecompanycheck.com; BSE/NSE shareholding pattern; tofler.in; CRISIL, ICRA, CARE Edge, India Ratings rating rationales; MCA / DIN records via tofler.in, falconebiz.com; MCA charge index via tofler.in, falconebiz.com; MCA filings / annual report via tofler.in; MCA registry via tofler.in, falconebiz.com, thecompanycheck.com; entrackr.com, moneycontrol.com, inc42.com (round names); Tracxn treated as unverified; indiankanoon.org; trade press; knowyourgst.com, mastersindia.co, findgst.in (GSTIN self-verifying via embedded PAN); tofler.in, thecompanycheck.com, company disclosures & trade press
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.