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COMPANY INTELLIGENCE PROFILE

FINCAP FINANCIAL CORPORATION LIMITED

A small, promoter-owned Delhi NBFC (Fincap Organisation) offering asset financing, gold loans, SEBI-registered equities/commodities broking, RBI-licensed forex, and IBC insolvency advisory since 1991.

Active (Compliant)Unlisted public limited companyRoC Delhi
AI Overview Generating…

Fincap Organisation, an NBFC based in Delhi, has been offering diversified financial services since its incorporation on February 8, 1991. The company engages in asset financing, gold loans, equities and commodities broking, forex services, and insolvency advisory. With FY2025 revenue at INR 97.22 lakh, it is promoter-owned with no external funding. Key financial metrics include a debt-to-equity ratio of 0.18 and a net profit margin of 7.03%.

AI-generated, may contain errors.

Business Overview

  • NBFC-registered diversified financial services group operating as "Fincap Organisation", official site fincaporg.com.
  • Core lines per the company's own site: (1) Asset/corporate & MSME financing, (2) Gold loans, personal & business, secured by gold/precious ornaments, (3) Equities & commodities broking — NSE corporate member, SEBI-registered (SEBI Reg.
  • No.
  • INZ000289238), (4) Foreign exchange — retail & wholesale forex services under an RBI licence, (5) Insolvency advisory & litigation support, IBC 2016 petition filing/advisory.
  • Compliance officer listed as Mr.
  • Hari Singh Negi
  • Contact grievance@fincaporg.com. Source: fincaporg.com, primary/official, single-source — confirmed as company's own claim, not independently verified by a second source.

Sector & Classification

Financial & Insurance Services — NBFC (Investment & Credit Company); NIC Section K / K8 "Other financial service activities" (TheCompanyCheck)

Directors & Key Management

Vishal Suneja
Managing Director · DIN 00777431 · Appointed 01 Oct 1992
Sanjay Khanna
Director · DIN 00037666 · Appointed 07 Dec 2016
Bharti Suneja
Director · DIN 00777369 · Appointed 29 Oct 2012
Girdhar Govind
Director · DIN 01735478 · Appointed 30 Sep 2000
Jai Dev Suneja
Director · DIN 09237413 · Appointed 18 Jan 2022
Raashi Suneja
Director · DIN 09254622 · Appointed 18 Jan 2022
Directors — source notes

Confirmed by 2 sources (Tofler DIN listing + TheCompanyCheck appointment dates), consistent: Vishal Suneja (DIN 00777431) — Managing Director, appointed 01 Oct 1992; Sanjay Khanna (DIN 00037666) — Director, appointed 07 Dec 2016; Bharti Suneja (DIN 00777369) — Director, appointed 29 Oct 2012; Girdhar Govind (DIN 01735478) — Director, appointed 30 Sep 2000; Jai Dev Suneja (DIN 09237413) — Director, appointed 18 Jan 2022; Raashi Suneja (DIN 09254622) — Director, appointed 18 Jan 2022. (Tofler additionally lists Narendra Kalra, DIN 01735667, whose current/past status was not cross-confirmed by TheCompanyCheck — possibly a resigned director; flag as partial for this one name.)

GST Registrations

Not obtained. No GSTIN could be located via knowyourgst.com, mastersindia.co, findgst.in, or the registry sources checked (Tofler/TheCompanyCheck do not surface GST data on their free tiers). PAN (needed to derive/verify GSTIN) also not obtained. Flag as a data gap.

Financials

AI Overview Generating…

FINCAP Financial Corporation Limited reported a revenue of INR 97.22 lakh for FY2025, a decrease of approximately 25% from the previous year. The debt-to-equity ratio was 0.18, with a net profit margin of 7.03% and return on equity of 7.53%.

AI-generated, may contain errors.

  • Partial — only one figure surfaced, single-source, TheCompanyCheck: Revenue FY2025, year ended 31 Mar 2025, = INR 97.22 Lakh, down ~25% YoY.
  • EBITDA, PAT, net worth, and total borrowings are behind paywalls on both Tofler and TheCompanyCheck, "GET PRO"/"Premium access", and were not obtained.
  • Standalone vs consolidated not specified, company appears to have no subsidiaries reported, so likely standalone.
  • Debt-to-equity ratio, Tofler, FY2025 snapshot: 0.18
  • Net Profit Margin: 7.03%
  • Return on Equity: 7.53%, all unsourced beyond Tofler's summary metrics, underlying rupee figures locked.

Funding History

  • None found. No VC/PE funding rounds identified
  • Company appears to be a long-standing promoter-owned NBFC, not venture-funded. Tracxn was not consulted as no funding signal existed to look up.

Shareholding

  • Not obtained — shareholding pattern/shareholder list is behind TheCompanyCheck's premium paywall
  • Not available on Tofler's free tier either. Given director surnames, Suneja appears repeatedly — Vishal, Bharti, Jai Dev, Raashi Suneja, this reads as a Suneja-family-promoted NBFC, but exact shareholding percentages are not confirmed.

Loans & Charges

  • Confirmed, TheCompanyCheck, single source but detailed: Open charges totaling ~INR 26.28 Lakh
  • Satisfied/closed charges totaling ~INR 5.66 Cr historically.
  • Key charge-holders named: HDFC Bank Limited (INR 16.08 Lakh) and GDA Trusteeship Limited (INR 10.2 Lakh).
  • Not cross-verified against a second source, e.g., MCA charge index, which is on the blocklist, — treat as partial-to-confirmed.

Credit Ratings

  • None found.
  • No CRISIL, ICRA, or CARE rating could be located for Fincap Financial Corporation Limited via the sources checked, including search-engine spot checks.
  • Company's small revenue base (~INR 1 Cr) makes a public rating less likely to exist or be prominently indexed.

Competitive Landscape

  • Not independently source-verified for this specific small NBFC's peer set, search tooling was budget-exhausted this session
  • Offered as general domain-knowledge comparators only, at very different scale: Muthoot Finance, gold loan NBFC, large-cap, pan-India
  • Manappuram Finance, gold loan NBFC, large-cap
  • IIFL Finance, diversified NBFC incl. gold loans & MSME, large-cap
  • Kosamattam Finance, gold loan NBFC, mid-size, unlisted
  • Religare Finvest / Religare Broking, diversified financial services incl. broking, mid-size
  • Sammaan Capital, formerly Indiabulls Housing, diversified lending, large-cap.
  • All listed peers are materially larger in scale than Fincap, which reported ~INR 1 Cr FY25 revenue and 3 EPFO-reported employees, — flag this scale gap explicitly if used in a pSEO comparison.

Frequently Asked Questions

What does the company Fincap Organisation do?

Fincap Organisation is a small, promoter-owned NBFC based in Delhi offering asset financing, gold loans, SEBI-registered equities and commodities broking, RBI-licensed forex services, and IBC insolvency advisory since 1991.

When was the company incorporated?

The company was incorporated on 08 February 1991.

What is the Corporate Identification Number (CIN) of the company?

The Corporate Identification Number (CIN) is U65910DL1991PLC043020.

What is the registered office address for the company?

The company's registered office address is 222-223, Ashirwad D-1, Green Park, New Delhi, Delhi - 110016.

What is the GSTIN for Fincap Organisation?

No GSTIN could be located for Fincap Organisation. This information is flagged as a data gap.

Sources

Tofler (tofler.in) — CIN/registry lookup, capital, directors/DINs, financial-metric snapshot. TheCompanyCheck (thecompanycheck.com) — capital (conflicting), directors w/ appointment dates, FY25 revenue, charges/lenders, sector/NIC. Falconebiz (falconebiz.com) — attempted, but URL guesses only returned the site's generic homepage/search UI, no company-specific data retrieved. Company's official site (fincaporg.com) — business overview, SEBI reg. no., logo image (confirmed via direct image fetch, Adobe-Photoshop-authored PNG showing a "Fiducia' Absolute Trust / Fincap Organisation" logo mark). IndianKanoon (indiankanoon.org) — litigation history. Bing/DuckDuckGo — attempted for GSTIN/ratings, returned no usable results (CAPTCHA/unrelated results).

Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.