COMPANY INTELLIGENCE PROFILE
Saaspay Private Limited
SaaSPay is a Bengaluru-based fintech (incorporated 30 May 2022) offering a B2B Buy Now Pay Later (BNPL) product tailored to SaaS/cloud spending.
SaaSPay, founded by Prabhat Sahu and based in Bengaluru, India, is a fintech company incorporated on May 30, 2022. It offers B2B Buy Now Pay Later (BNPL) services for SaaS/cloud spending. Businesses purchase SaaS subscriptions from over 50 partners through its platform. For the fiscal year ending March 31, 2025, SaaSPay reported a net profit margin of 7.03% and a return on equity of 7.53%. Conflicting sources indicate either a $1.5M Seed VC funding round or a bootstrapped status. No charges are registered on its assets.
AI-generated, may contain errors.
Business Overview
- SaaSPay is a Bengaluru-based fintech, incorporated 30 May 2022, offering a B2B Buy Now Pay Later (BNPL) product tailored to SaaS/cloud spending.
- Businesses buy annual SaaS subscriptions from 50+ partner sellers through the platform and repay over up to 8 months, while sellers are paid in full upfront.
- Marketing framing cites that up to ~40% of a company's tech budget sits in SaaS tools as the addressable problem.
- Founded by Prabhat Sahu., Sources: Inc42 company profile, LinkedIn company page, blog/product pages referenced in search results.
Sector & Classification
Computer / Internet-related services — classified under Computer Related Services (NIC); business focus described by aggregators as "Online financial services" (Tofler, TheCompanyCheck)
Directors & Key Management
Directors — source notes
Prabhat Sahu — DIN 08846833, appointed 30 May 2022, allocated 24-08-2020, director on 4 companies/LLPs (confirmed: Tofler + Falconebiz). Sakshi Sen — DIN 09625086, appointed 30 May 2022 (source: Tofler; TheCompanyCheck corroborates the name but not the DIN — partial on DIN, confirmed on name/role).
GST Registrations
not obtained — no GSTIN could be located for this entity via knowyourgst, findgst, mastersindia, or general search. GST tab on Tofler returned no GSTIN data for this company.
Financials
Saaspay Private Limited reported a net profit margin of 7.03% and a return on equity of 7.53% for FY2025. The company maintained a low debt-to-equity ratio of 0.18, with net profit increasing by 190.59% year-over-year.
AI-generated, may contain errors.
- FY2025, year ended 31 Mar 2025, ratio data only, from Tofler, absolute figures paywalled behind Tofler Pro: Net Profit Margin 7.03%, Return on Equity 7.53%, Debt-to-Equity 0.18, Net Profit +190.59% YoY.
- Absolute revenue, EBITDA, PAT, net worth and borrowings figures: not obtained.
- Standalone vs consolidated: presumed standalone, single entity, no subsidiaries disclosed, but not explicitly stated by source.
Funding History
- Conflicting reports across sources: Crunchbase/PitchBook/Tracxn/CBInsights list a Seed VC round of $1.5M closed 2 July 2022, with investors including Astir Ventures, Cloud Capital (India), Hustle Fund, iSeed (India) and Kube VC, 5 of 7 total listed investors.
- However, Inc42's company datalabs profile separately characterizes SaaSPay as "bootstrapped" with no funding rounds disclosed.
- This is a direct source conflict — flagging rather than resolving.
- Round names/investor list per Tracxn convention only, as instructed.
Loans & Charges
- No open/registered charges found — confirmed by two independent sources, Tofler: "Charges on Assets: None registered"; TheCompanyCheck: "Open Charges: None", "Secured Borrowings: None registered".
- Per known aggregator caveat, this reflects no currently-open charge, not necessarily none ever filed.
Credit Ratings
- None found — no CRISIL/ICRA/CARE rating located for this entity, consistent with a small, early-stage private company; unrated companies of this size are typical.
Competitive Landscape
- India/global SaaS-spend financing & BNPL peers, roughly similar early/seed-to-growth stage: Ratio, fintech, SaaS/tech financing, BharatX (BNPL for SaaS), Tranch, B2B SaaS payment financing, GetVantage (revenue-based financing incl.
- SaaS), Recur Club, recurring-revenue financing / BNPL & expense-management software — note: same space as this pSEO initiative's own subject; listed here only because it surfaced as a direct competitor in aggregator "alternatives" data, not as an endorsement.
- Scale tag: all are early-stage/seed-Series-A fintech platforms, broadly comparable in size to SaaSPay
- None are large/listed players.
Frequently Asked Questions
What does the company do?
SaaSPay is a Bengaluru-based fintech that offers a B2B Buy Now Pay Later (BNPL) product for SaaS/cloud spending, allowing businesses to purchase annual SaaS subscriptions and repay over up to 8 months while sellers receive full upfront payment.
What is the incorporation date of the company?
SaaSPay was incorporated on 30 May 2022.
What is the company's CIN?
The company's Corporate Identification Number (CIN) is U72900KA2022PTC161886.
What is the registered office address of the company?
The registered office address of the company is No. 26, Laskar Hosur Road, Adugodi, Bangalore, Karnataka - 560030.
Sources
Tofler (https://www.tofler.in/saaspay-private-limited/company/U72900KA2022PTC161886) — identity, capital, directors, financial ratios, charges, related party. TheCompanyCheck (https://www.thecompanycheck.com/company/saaspay-private-limited/U72900KA2022PTC161886) — identity, listing status, charges, EPFO headcount. Falconebiz (https://www.falconebiz.com/director/08846833/PRABHAT-SAHU) — director DIN corroboration. Inc42 (https://inc42.com/company/saaspay/) — business overview, "bootstrapped" claim, team size. Crunchbase / PitchBook / Tracxn / CBInsights (search-derived) — funding round and investor list (conflicts with Inc42). LinkedIn (https://in.linkedin.com/company/saaspay) — company size, website field, cover image. No GSTIN, PAN, shareholding, credit-rating, or legal-case source was found despite targeted searches.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.