COMPANY INTELLIGENCE PROFILE
Saarathi Finbiz Private Limited
Saarathi Finbiz Private Limited operates "Saarathi" (saarathi.ai), a digital lending marketplace / DSA (loan distribution) platform headquartered in Gurugram.
Saarathi Finbiz Private Limited, headquartered in Gurugram, operates "Saarathi," a digital lending marketplace connecting borrowers with over 110 banks and NBFCs for various loans. The company also offers AI-based tools for lenders and DSAs. With about 118 employees, the firm reported a 76% YoY revenue growth for FY2025. However, a possible decline in net worth was noted. Current liabilities include a ₹2.5 crore charge from 2024.
AI-generated, may contain errors.
Business Overview
- Saarathi Finbiz Private Limited operates "Saarathi" (saarathi.ai), a digital lending marketplace / DSA, loan distribution, platform headquartered in Gurugram.
- It connects borrowers with 110+ banks and NBFCs for home loans, personal loans, business loans and loans against property, and also runs "Saarathi Bazaar" plus a "Tech for Lender" suite, AI-based credit assessment/CAM generation, underwriting, LOS integration, KYC/onboarding tools, sold to lenders and DSAs.
- Per its own site: 1,00,000+ customers served, 110+ lending partners, 5+ years of platform experience.
- EPFO records show ~118 employees as of March 2024., Sources: saarathi.ai; TheCompanyCheck; Tofler
Sector & Classification
NIC/CIN activity code 67100 — "Other financial activities" (Financial and Insurance Services); classified by Tofler/TheCompanyCheck as Internet/Online Financial Services (Financial Intermediation)
Directors & Key Management
Directors — source notes
Confirmed by 2 sources (Tofler, TheCompanyCheck) — Manish Sharma, DIN 09572236, Director/Shareholder, appointed 14-Apr-2022; Lalit Mehta, DIN 02423158, Director/Shareholder, appointed 14-Apr-2022; Amit Chaudhary, DIN 00957177, (Additional) Director, appointed 01-Sep-2025 per TheCompanyCheck (Tofler shows ~1 yr tenure, consistent); Adhar Seth, DIN 09072843, Nominee Director, appointed 01-Mar-2024. All four listed as current/active on both sources.
GST Registrations
Not obtained. PAN ABICS2782D (single-source, Tofler) could not be cross-checked against a GSTIN on knowyourgst.com, mastersindia.co or findgst.in (all attempts returned 404/blocked/no data on the free tier). No confirmed GSTIN, home state count, or registration status can be reported without risking a fabricated number.
Financials
Saarathi Finbiz Private Limited reported a revenue of ₹99.91 crore for FY2025, marking a 76% increase year-over-year. The auditor was Neeraj Bhagat & Co. Notable financial details include a significant change in net worth and decreased borrowings.
AI-generated, may contain errors.
| Standalone entity, no subsidiaries/consolidation found. | |
| FY2025, year ended 31-Mar-2025 | Revenue ₹99.91 Cr, +76.00% YoY — figure agrees across Tofler and TheCompanyCheck, 2-source confirmed. |
| EBITDA and PAT | not obtained, locked behind paid tier on both sources; TheCompanyCheck's auto-generated "Net Profit Margin 12.44%" conflicts with its own "Net Profit: Unavailable" tag, so treated as unreliable/not reported. |
| Net worth | Tofler shows a YoY change of -242.88% for FY2025, absolute value locked, — flagged as a possible steep decline/negative net worth, unconfirmed. |
| Total borrowings | -11.11% YoY, absolute value locked. |
| Auditor | Neeraj Bhagat & Co., for FY2023, per TheCompanyCheck. |
Funding History
- Not obtained. No funding-round news found on Entrackr or Inc42, site search returned no Saarathi/Saarathi Finbiz articles
- Tracxn company page could not be located/resolved. One registered charge (see charges) suggests debt funding but no equity funding round, investor names, or amounts could be confirmed from any permitted source.
Loans & Charges
| Charge holder | Amount | Details |
|---|---|---|
| date | ₹2.5 Crore | created 07-Oct-2024 |
| holder name single-sourced from Tofler. Total satisfied charges | ₹0 |
- One open charge, 2-source confirmed on amount/ Charge ID 101036861, status Open (not satisfied). Charge holder named by Tofler as "DMI Alternative Investment Fund – the Sparkle Fund"
- TheCompanyCheck labels the holder generically as "Others", amount/date match
Credit Ratings
- Not obtained. No CRISIL/ICRA/CARE rating found
- TheCompanyCheck marks this section "Premium access" with no rating visible, and no independent source confirmed a public rating for this entity.
Competitive Landscape
- Sector-inferred peers in loan-distribution/DSA-marketplace and lending-tech, not individually source-confirmed against Saarathi's own figures: BankBazaar, large-scale, well-funded loan/credit marketplace — bigger scale, Paisabazaar/Paisabazaar.com, large-scale, PB Fintech group — bigger scale, Andromeda Sales & Distribution, large legacy pan-India DSA network — comparable/bigger scale, MyMoneyMantra, mid-size loan marketplace — comparable scale, CreditMantri, mid-size credit/loan marketplace — comparable scale, and on the "tech for lender" side, Decimal Technologies, mid-size B2B lending-infrastructure player — comparable scale, also a directorship-linked entity per above.
Frequently Asked Questions
What does Saarathi Finbiz Private Limited do?
Saarathi Finbiz Private Limited operates 'Saarathi', a digital lending marketplace and DSA platform headquartered in Gurugram. It connects borrowers with over 110 banks and NBFCs for various loan products and also offers 'Saarathi Bazaar' along with a 'Tech for Lender' suite including AI-based credit assessment, CAM generation, underwriting, and KYC/onboarding tools.
What is the CIN of Saarathi Finbiz Private Limited?
The CIN of Saarathi Finbiz Private Limited is U67100HR2022PTC102839.
When was Saarathi Finbiz Private Limited incorporated?
Saarathi Finbiz Private Limited was incorporated in the year 2022.
What is the registered office address of Saarathi Finbiz Private Limited?
The registered office address of Saarathi Finbiz Private Limited is 12th Floor, M3M Urbana Business Park, Sector-67, Gurugram, DLF QE, Haryana, India to 122002.
Sources
Tofler (tofler.in) — identity, directors+DINs, PAN, capital structure, financial YoY %, charges/holder name, shareholding-role hints. TheCompanyCheck (thecompanycheck.com) — identity, directors, capital structure, FY2025 revenue, charges amount/date, EPFO employee count, auditor, common-directorship/related-entity data. Official company website (saarathi.ai) — business overview, domain, logo (apple-touch-icon), Organization schema.org markup (name, url, LinkedIn). Indian Kanoon (indiankanoon.org) — legal search, no results. Attempted but unusable/blocked: Falconebiz.com (homepage/captcha gate only, no company-specific data retrievable), knowyourgst.com and mastersindia.co (GSTIN-by-PAN lookup pages 404/500), findgst.in (500 error), Entrackr and Inc42 (site search, no articles found), Tracxn (page URL unresolved — used only as an attempted source per instructions, no round data obtained).
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.