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PB Fintech Limited

PB Fintech Limited (NSE: POLICYBZR) is the listed holding company of Policybazaar and Paisabazaar, India's largest online insurance and credit marketplaces.

Active — Listed public company (NSE: POLICYBZR, BSE: 543390)Yes — listed 15 Nov 2021 on NSE (POLICYBZR) and BSE (543390). Market cap ~₹71,800 Cr (Jul 2026, Screener).RoC-Delhi (state code HR / Haryana registration) — reported as "Haryana" by TheCompanyCheck
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PB Fintech Limited (NSE: POLICYBZR) is a publicly listed company founded on June 4, 2008. It operates India's largest online platforms for insurance and credit through Policybazaar and Paisabazaar. The company became operationally profitable in FY2025, with FY2026 seeing a significant financial upturn. PB Fintech is largely debt-free, having raised substantial pre-IPO funding and succeeded in a 2021 IPO. Legal activities include ongoing trademark and tax cases.

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Business Overview

  • Holding company operating India's largest online insurance aggregator/broker Policybazaar and largest online credit/lending marketplace Paisabazaar, plus Policybazaar.ae in the UAE. Policybazaar holds a dominant share of the web-aggregator insurance model
  • Paisabazaar is the largest online consumer-credit marketplace. Model: digital comparison, purchase and servicing of insurance and lending products., Sources: PB Fintech IR, Wikipedia/Policybazaar, findingoutperformers

Sector & Classification

NIC/CIN class 51909 — wholesale/other; operationally an online financial-services (insurtech/fintech) marketplace platform

Directors & Key Management

Yashish Dahiya
Chairman & Whole · DIN 00706336
Alok Bansal
Director · DIN 01653526
Directors — source notes

Confirmed DINs (via search / regulatory filings): Yashish Dahiya — Chairman, Executive Director & CEO — DIN 00706336; Alok Bansal — Executive Vice Chairman & Whole-Time Director — DIN 01653526. Board members with DIN NOT OBTAINED (names confirmed, DINs not located in reliable sources — Falconebiz/official board-composition PDF returned errors): Sarbvir Singh (ED/WTD/Joint CEO), Kitty Agarwal (Nominee/Non-Executive Director), Veena Vikas Mankar (Independent Director), Nilesh Bhaskar Sathe (Independent Director), Dhruv Shringi (Independent Director, appt 06 Aug 2024), G Srinivasan (Independent Director), Jessie Paul (Independent Director), Jyotsana Vempati Aggarwal (Director, appt 11 May 2026). Bhasker Joshi — Company Secretary & Compliance Officer. Note: board composition varies slightly across sources/dates (TheCompanyCheck vs BlinkX 2025).

GST Registrations

Primary GSTIN: 06AACCE0182A1ZD (Haryana, state code 06) — registered 01/07/2017, type Regular, status Active (source: microvistatech GSTIN search). PAN: AACCE0182A. Home state: Haryana. Number of registrations across states: NOT OBTAINED (KnowYourGST individual page 404'd). Do not confuse with subsidiary Policybazaar Insurance Brokers Pvt Ltd's separate GSTINs.

Financials

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PB Fintech Limited's latest financials indicate a revenue of ₹6,794.02 Cr (+36.5% YoY) and a net profit of ₹670.13 Cr (+89.8% YoY) for FY2026. The company achieved operational profitability in FY2025, with modest borrowings and significant net worth enhancing financial stability.

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  • Figures are CONSOLIDATED unless noted.
  • LATEST — FY2026, year ended Mar 2026, source TheCompanyCheck: Revenue ₹6,794.02 Cr (+36.5% YoY), EBITDA ₹881.67 Cr, Net Profit (PAT) ₹670.13 Cr (+89.8% YoY), Total Assets ₹8,706.52 Cr.
  • FY2025, Mar 2025, source Screener consolidated: Revenue ₹4,977 Cr, Operating Profit ₹94 Cr, PAT ₹353 Cr, Net Worth ₹6,432 Cr, Borrowings ₹322 Cr.
  • FY2024, Mar 2024, Screener: Revenue ₹3,438 Cr, Operating Profit ₹ (188) Cr, PAT ₹64 Cr, Net Worth ₹5,871 Cr, Borrowings ₹253 Cr.
  • The company turned operationally profitable in FY2025 after prior losses.
  • Low leverage, borrowings modest vs large net worth / cash.

Funding History

Pre-IPO~US$443M raised across multiple private rounds from Info Edge, Intel Capital, SoftBank Vision Fund, Tiger Global, Temasek and Tencent.
Unicorn status May2018, US$200M round led by SoftBank Vision Fund + Info Edge.
Tencent took~10% at a ~$1.5B valuation (Nov 2019)
SoftBank added ~$130M (Jul 2020). IPO Nov 2021 raised ₹5,625 Cr, subscribed ~16.6x, listed 15 Nov 2021., Sources: Tickertape, Chittorgarh, Business Standard. Now publicly held
No identified promoter.

Shareholding

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PB Fintech Limited has no identifiable promoter since IPO. As of June 2026, shareholding is 37.29% FIIs, 40.42% DIIs, 22.14% Public, and 0.14% Others. DIIs increased significantly from 16.6% in March 2024, while FIIs decreased from 49%.

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  • Professionally managed, classified with NO identifiable promoter, promoter holding effectively nil since IPO.
  • Shareholding as of Jun 2026 (Screener): FIIs 37.29%, DIIs 40.42%, Public 22.14%, Others 0.14%.
  • Trend: DII holding rose sharply, ~16.6% Mar-2024 → 40.4% Jun-2026, as FII holding declined (~49% → 37%).

Loans & Charges

  • None found — TheCompanyCheck states "PB Fintech Limited does not have any charges (loans) registered." Consistent with the company's cash-rich, low-debt profile.

Credit Ratings

  • None found — no public CRISIL/ICRA/CARE rating located for PB Fintech Limited. The company is largely debt-free/cash-surplus, so a debt rating may not exist. Marked as none found rather than confirmed-absent.

Competitive Landscape

Insurance distributionAcko, digital insurer, large, InsuranceDekho (broker, large), Turtlemint, insurtech, mid-large, Go Digit / Digit (insurer), Probus Insurance (broker, mid).
Lending marketplace (vs Paisabazaar)BankBazaar (mid-large).
NotePolicybazaar holds a dominant web-aggregator share, ~93% of policies via that model per cited sources., Sources: CB Insights, RocketReach, findingoutperformers

Frequently Asked Questions

What does PB Fintech Limited do?

PB Fintech Limited is the listed holding company of Policybazaar and Paisabazaar, which are India's largest online insurance and credit marketplaces, respectively.

What is the CIN of PB Fintech Limited?

The CIN of PB Fintech Limited is L51909HR2008PLC037998.

What is the GSTIN of PB Fintech Limited?

The primary GSTIN of PB Fintech Limited is 06AACCE0182A1ZD, registered in Haryana with a status of 'Active'.

When was PB Fintech Limited incorporated?

PB Fintech Limited was incorporated on 04 June 2008.

Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.