COMPANY INTELLIGENCE PROFILE
Nucleus Software Exports Limited
Nucleus Software Exports Limited is a global provider of lending and transaction banking software products to the banking and financial services industry (BFSI).
Nucleus Software Exports Limited, incorporated in 1989, operates in the Information Technology sector, specializing in software for the banking and financial services industry. Its main products, FinnOne Neo and FinnAxia, cater to digital lending and transaction banking, respectively. Based in Noida, India, the company serves over 200 financial institutions in more than 50 countries. For FY2025-26, it reported a revenue of ₹876 crore and net profit of around ₹117 crore.
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Business Overview
- Nucleus Software Exports Limited is a global provider of lending and transaction banking software products to the banking and financial services industry (BFSI).
- Its flagship platforms are FinnOne Neo, end-to-end digital lending — origination, servicing, collections, and FinnAxia, transaction banking suite for payments, cash/liquidity management, receivables and corporate banking.
- It also offers testing, consulting, application development, maintenance and infrastructure management services.
- The company reports its software is used by 200+ financial institutions across 50+ countries, processing over 1 billion transactions annually, and operates across seven geographic segments, India, Far East, Southeast Asia, Europe, Middle East, Africa, Australia.
- Headquartered/operations centered in Noida, UP, with registered office in New Delhi. [Sources: nucleussoftware.com (official site), TheCompanyCheck, Tofler]
Sector & Classification
Information Technology — "Computer programming, consultancy and related activities" (primary); "Other information and communication service activities" (secondary). Business focus: lending and transaction banking software (FinnOne Neo, FinnAxia) for BFSI globally. [Source: TheCompanyCheck]
Directors & Key Management
Directors — source notes
Board (per Tofler/TheCompanyCheck, partially reconciled — minor discrepancies noted): - Vishnu Rampratap Dusad — DIN 00008412 — Managing Director (since 1989) - Ritika Dusad — DIN 07022867 — Whole-time Director (since ~2016) - Parag Bhise — DIN 08719754 — Whole-time Director/CEO (since ~2020) - Anurag Mantri — DIN 09002894 — Whole-time Director (per Tofler; not listed by TheCompanyCheck — partial/unconfirmed by 2nd source) - Siddhartha Mahavir Acharya — DIN 00545141 — Director (per Tofler only; TheCompanyCheck does not list — possibly resigned/rotated off, unconfirmed) - Yasmin Javeri Krishan — DIN 08801422 — Independent Director (since ~2020) — confirmed by both sources - Shekar Viswanathan — DIN 01202587 — Independent Director (since ~2024) — confirmed by both sources - Prakash Chandra Kandpal — DIN 06452437 — Independent Director (since ~2024) — confirmed by both sources - Nitin Ramesh Gokarn — Independent Director (since Feb 2026, per TheCompanyCheck) — DIN not obtained Note: source conflict on full board composition/currency; Tofler and TheCompanyCheck snapshots differ slightly (likely different data refresh dates). Core leadership (Dusad, Dusad, Bhise, Krishan, Viswanathan, Kandpal) confirmed by both. [Sources: Tofler, TheCompanyCheck]
GST Registrations
Primary/home-state GSTIN: 07AAACN5382P1ZX (Delhi — matches registered office state). Additional registrations identified across states: 09AAACN5382P1ZT (Uttar Pradesh), 27AAACN5382P1ZV (Maharashtra), 33AAACN5382P1Z2 (Tamil Nadu), 08AAACN5382P1ZV (Rajasthan) — at least 5 state registrations found via aggregator search (Masters India / KnowYourGST / Piceapp listings); individual GSTIN status pages not independently opened, so exact count and active/cancelled status per registration is partial, not fully confirmed. PAN across all: AAACN5382P (consistent, confirms same entity). Home state: Delhi. [Sources: Masters India, KnowYourGST, Piceapp — aggregator listings, not individually verified on knowyourgst.com detail pages]
Financials
Nucleus Software Exports Limited reported FY2025-26 revenue of ₹876 Crore, a 5.26% increase year-over-year. Net profit stood around ₹117 Crore, marking a 28.38% decline. Net worth was confirmed at ₹907 Crore. The company is effectively debt-free.
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| Consolidated, FY2025-26, year ended 31 March 2026, — per Screener.in: | |
| Revenue | ₹876 Crore, +5.26% YoY per TheCompanyCheck: ₹876.03 Cr |
| EBITDA/Operating Profit | ~₹126–190 Crore, source conflict: Screener.in states ₹126 Cr; TheCompanyCheck states ₹189.73 Cr, -19.13% YoY — flagged discrepancy, not reconciled |
| PAT/Net Profit | ₹116.74–117 Crore, -28.38% YoY per TheCompanyCheck; both sources agree closely on absolute figure, ~confirmed |
| Net Worth | ₹907.45 Crore, TheCompanyCheck, / ₹907 Crore (Screener) — confirmed, both agree |
| Total Assets | ₹1,266.13 Crore, TheCompanyCheck |
| Borrowings/Debt | ₹9 Crore (Screener) — company described as effectively "debt-free", Debt-to-Equity ~0.0 per Tofler |
| Basis | Consolidated. [Sources: Screener.in, TheCompanyCheck — EBITDA figure has an unresolved conflict between the two sources] |
Funding History
- None found. Nucleus Software Exports Limited is a publicly listed company, IPO August 1995
- No venture capital/private funding rounds were identified. Not applicable in the traditional startup-funding sense. [Sources: WebSearch — no funding-round data found on Tracxn/Crunchbase-type sources for this specific entity]
Loans & Charges
- Open charge: CitiBank N.A. — ₹4.9 Crore, created 09 November 2023, confirmed by both Tofler and TheCompanyCheck. Satisfied charges: ₹5.05 Crore, per TheCompanyCheck, no further breakdown obtained. [Sources: Tofler, TheCompanyCheck]
Credit Ratings
- Not obtained. No CRISIL/ICRA/CARE rating specifically for Nucleus Software Exports Limited was located in available sources
- Company is described as low-debt/debt-free, which may explain limited public rating disclosure. [Source: WebSearch — no rating found]
Legal & Compliance
- None found on Indian Kanoon for this entity via available search. No indexed litigation/case records identified. [Source: WebSearch of indiankanoon.org — no results]
Competitive Landscape
- Intellect Design Arena, BFSI software, similar/larger scale, Newgen Software Technologies, BPM/software for BFSI, comparable scale, Ramco Systems, enterprise software, comparable scale, Sonata Software, larger IT services scale, Comarch, international, larger scale.
- Also broadly compared to larger IT/consulting players, Accenture, IBM, Deloitte Consulting, for BFSI tech services, though those operate at a much larger scale. [Source: G2, Trendlyne, GlobalData — competitor/peer listings]
Frequently Asked Questions
What does Nucleus Software Exports Limited do?
Nucleus Software Exports Limited is a global provider of lending and transaction banking software products for the banking and financial services industry. Its flagship platforms are FinnOne Neo, which focuses on end-to-end digital lending, and FinnAxia, which is a transaction banking suite for payments, cash management, and corporate banking.
When was Nucleus Software Exports Limited incorporated?
Nucleus Software Exports Limited was incorporated on 09 January 1989 as a Private Limited Company. It converted to a Public Limited Company on 10 October 1994 and held its IPO in August 1995.
What is the CIN of Nucleus Software Exports Limited?
The Corporate Identification Number (CIN) of Nucleus Software Exports Limited is L74899DL1989PLC034594.
What is the GSTIN of Nucleus Software Exports Limited?
The primary GSTIN for Nucleus Software Exports Limited is 07AAACN5382P1ZX, registered in Delhi. Additional registrations include 09AAACN5382P1ZT (Uttar Pradesh), 27AAACN5382P1ZV (Maharashtra), 33AAACN5382P1Z2 (Tamil Nadu), and 08AAACN5382P1ZV (Rajasthan).
Where is the registered office of Nucleus Software Exports Limited located?
The registered office of Nucleus Software Exports Limited is located at 33-35, Thyagraj Nagar Market, New Delhi, Delhi 110003.
Sources
Tofler (https://www.tofler.in/nucleus-software-exports-limited/company/L74899DL1989PLC034594) — CIN validation, capital structure, directors/DINs, financial highlights, charges, subsidiaries; TheCompanyCheck (https://www.thecompanycheck.com/company/nucleus-software-exports-limited/L74899DL1989PLC034594) — CIN validation cross-check, listing status, sector/NIC, directors, financials, shareholding pattern; Screener.in (https://www.screener.in/company/NUCLEUS/consolidated/) — consolidated financials FY2025-26; Masters India / KnowYourGST / Piceapp (GSTIN search results) — GSTIN listing across states; official site nucleussoftware.com — business overview, domain confirmation, og:image logo URL (verified via curl of page HTML meta tags); WebSearch aggregations for competitors (G2, Trendlyne, GlobalData), funding (Tracxn/Crunchbase-type — none found), credit ratings (none found), legal (Indian Kanoon — none found).
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.