COMPANY INTELLIGENCE PROFILE
Lentra AI Private Limited
Lentra is a cloud-native, API-first digital lending SaaS platform for banks, NBFCs and fintechs in India and internationally.
Lentra AI Private Limited, incorporated on July 30, 2018, operates in the IT services sector, providing a cloud-native digital lending SaaS platform. Targeting banks, NBFCs, and fintechs, its solutions include loan origination, management, underwriting, and analytics. Noteworthy clients include HDFC Bank, IDFC FIRST Bank, and Standard Chartered Bank. Financial reports indicate a FY24 revenue of ₹183.1 crore with a net loss, and growth into FY25. Lentra has raised significant funding from investors, including Bessemer Venture Partners and MUFG Bank.
AI-generated, may contain errors.
Business Overview
- Lentra is a cloud-native, API-first digital lending SaaS platform for banks, NBFCs and fintechs in India and internationally.
- Its product suite covers loan origination, loan management, underwriting/decisioning, marketed as "end-to-end decisions in 10 secs", and data analytics across loan categories, home, personal, vehicle, business, agri, supply-chain finance.
- Microservices architecture, ISO 27001-certified, API-driven integrations
- Publicly named clients include HDFC Bank, IDFC FIRST Bank and Standard Chartered Bank. Source: lentra.ai (official site).
Sector & Classification
IT / Computer-related services — CIN economic-activity code U72900 = "licensing services for right to use computer software; other information & communication service activities" (Tofler)
Directors & Key Management
Confirmed names (2 sources: Tofler, TheCompanyCheck); DINs per Tofler only (single source — partial): - Dasharathi Venkatesh — Managing Director, appointed 30 Jul 2018 — DIN 02391495 - Bhavanipratapsinh Bharatsinhji Rana — Nominee Director, appointed 09 Dec 2019 — DIN 07052033 - Vishal Vijay Gupta — Nominee Director, appointed 27 Nov 2019 — DIN 01913013 - Jayant Kadambi — Director, appointed 20 Dec 2019 — DIN 02606742 Falconebiz page (best DIN source per protocol) could not be scraped — it requires CAPTCHA/JS-gated search, so DINs remain single-source (partial confidence) despite director names being cross-confirmed.
GST Registrations
Primary PAN AADCL6720C. Aggregated GST-directory snippets (DuckDuckGo-indexed knowyourgst/mastersindia listings — not individually verified on the source pages, which 404'd on direct fetch, so rated partial) show registrations in at least 3 states: - 27AADCL6720C1ZT — Maharashtra (Regular, home state — matches registered office) - 27AADCL6720C2ZS — Maharashtra, Input Service Distributor, registered 20 Mar 2025 - 09AADCL6720C1ZR — Uttar Pradesh, Regular, registered 25 Nov 2022 - 29AADCL6720C1ZP — Karnataka (Bengaluru Urban), Regular, registered 28 Aug 2023 — shown as "Cancelled on application" Home state: Maharashtra. Count: 4 registrations found (1 ISD, 1 cancelled); more may exist in other states not surfaced. Status: partial (not obtained via a directly-loaded knowyourgst/findgst page).
Financials
Lentra AI Private Limited reported FY24 revenue of ₹183.1 crore with a net loss of ₹170.2 crore. For FY25, revenue was between ₹200 and ₹300 crore. As of March 2025, total assets were ₹269.5 crore with equity capital of ₹10.3 crore and reserves of ₹200.0 crore. Borrowings decreased to ₹7.0 crore.
AI-generated, may contain errors.
| Standalone financials (Tofler). Figures conflict between sources/periods — reported as-is with attribution: | |
| FY24 (ended Mar 2024) | Revenue ₹183.1 crore |
| Net loss ₹170.2 crore, source | Tracxn-derived aggregation via search snippet — partial/unverified, Tracxn is only pre-approved for funding-round names per protocol, so treat this P&L figure as indicative only |
| FY25, ended Mar 2025, Tofler | Revenue in the ₹200–300 crore band, exact figure paywalled |
| Net worth up | 5.3% YoY |
| Net-sales growth of | ~17.4% over FY24 cited separately, consistent with the FY24→FY25 range |
| Balance sheet, Mar 2025 (Tofler) | Total assets ₹269.5 Cr |
| Equity capital | ₹10.3 Cr |
| Reserves | ₹200.0 Cr |
| Cash & equivalents | ₹176.8 Cr |
| Trade receivables | ₹46.7 Cr |
| Borrowings | ₹7.0 Cr, short-term only, down from ₹24.1 Cr in Mar 2023 |
| EBITDA/exact PAT for FY25 | not obtained, Tofler Pro paywall |
| Conflict flagged | FY24 loss (₹170.2 Cr) sits awkwardly against a growing, well-capitalized reserves/net-worth position — plausible if losses are non-cash/ESOP or prior-year cumulative, but not independently confirmed. |
| Treat all P&L figures as partial pending a primary MCA filing or audited-statement source. | |
Funding History
- Series/round figures conflict across aggregators, reported with source attribution, not reconciled:
- Total funding: Inc42 reports $257.4M+ cumulative
- Tracxn reports ~$104M — materially different, both from secondary aggregators, neither independently verified
- Treat as unconfirmed range
- Latest/extended Series B: Entrackr reports a $27M extension, part of a reported $60M Series B, closed ~Nov 2022, led by MUFG Bank and Dharana Capital
- Investors named across sources: Bessemer Venture Partners, SIG Venture Capital, MUFG Bank, Dharana Capital, Citi Ventures
- Round count: 5 total rounds per Tracxn, 4 equity/early-stage + 1 debt round, — Tracxn used here only for round names/count per protocol
- Valuation, $400M, Tracxn-sourced: NOT confirmed — Tracxn is only pre-approved for funding-round names in this protocol, so this figure is excluded from confirmed data and noted only as unverified context
Loans & Charges
- Tofler (single source): "As per information available, the company has no registered charges" — no loans/mortgages disclosed against company assets as of the page's data.
- Rated partial, single source, absence-of-data claim, not cross-verified against MCA charge index directly.
Credit Ratings
- None found. No CRISIL/ICRA/CARE/India Ratings rating for Lentra AI Private Limited was located in any searched source — plausible given it is an equity-funded SaaS company rather than a rated debt issuer/NBFC. Status: none found.
Competitive Landscape
- Digital lending / loan-origination-and-management SaaS peers in India, rough scale tags, indicative only:
- Nucleus Software (FinnOne Neo) — large, established enterprise lending-suite vendor, listed company, much bigger/older than Lentra
- Perfios — large fintech-infra player, financial data/underwriting + lending stack, broadly comparable/larger scale
- CredAvenue / Yubi — large debt-marketplace + lending-infra platform, well-funded unicorn-scale
- Finflux, M2P Fintech group, — cloud lending platform, comparable mid-scale SaaS peer
- CloudBankin — smaller cloud LOS/LMS vendor focused on NBFCs/fintechs, sub-scale vs Lentra
- M2P, Yappay/M2P Fintech, — larger fintech-infra platform with lending as one of several product lines
Frequently Asked Questions
What does the company do?
Lentra is a cloud-native, API-first digital lending SaaS platform for banks, NBFCs, and fintechs in India and internationally. Its product suite includes loan origination, loan management, underwriting/decisioning, and data analytics across various loan categories. The company utilizes a microservices architecture and has publicly named clients such as HDFC Bank, IDFC FIRST Bank, and Standard Chartered Bank.
What is the CIN of the company?
The CIN of the company is U72900PN2018PTC177921.
What is the GSTIN of the company?
The company has multiple GSTINs including 27AADCL6720C1ZT in Maharashtra, 27AADCL6720C2ZS as an Input Service Distributor in Maharashtra, and 09AADCL6720C1ZR in Uttar Pradesh. It also had a registration 29AADCL6720C1ZP in Karnataka, which is cancelled as of now.
When was the company incorporated?
The company was incorporated on 30 July 2018.
Where is the registered office of the company located?
The registered office of the company is located at 202 Amar Tech Park, 31/5 Balewadi, Balewadi-Hinjewadi Road, Baner Gaon, Haveli, Pune, Maharashtra 411045, India.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.