KARZA TECHNOLOGIES PRIVATE LIMITED

Business Overview

• Karza Technologies was a Mumbai-based RegTech/fintech SaaS company, founded 2015 by Gaurav Samdaria and Omkar Shirhatti, providing digital KYC, AML screening, document verification, and credit-underwriting API products to help lending institutions with customer onboarding and NPA management, per LinkedIn company description surfaced via search, and sector classification "IT Consulting & Support Services" per TheCompanyCheck.
• The company was acquired/amalgamated into Perfios, a larger fintech data-analytics platform, — its product/brand now operates as "Karza, a Perfios Company," and its former domain karza.in 301-redirects to perfios.ai, confirmed by direct fetch.
• Exact deal date/value could not be confirmed through the permitted source set this session.

Sector & Classification

Information Technology / IT Consulting & Support Services (TheCompanyCheck)

Directors & Key Management

GST Registrations

Not obtained. Attempts on TheCompanyCheck's GST page (404), FindGST (500 error) and MastersIndia (404) did not return a usable GSTIN. TheCompanyCheck's main profile explicitly gates "PAN, GSTIN, shareholding details" behind premium access. No GSTIN, home-state count, or registration status could be confirmed this session — do not infer any GSTIN.

Financials

• Partial — FY2023, year ended 31 Mar 2023, standalone:
• Revenue: ~₹168.66 Cr per TheCompanyCheck (up ~105% YoY)
• Tofler independently shows a "₹150-200 Cr" bracket with matching ~104.9% YoY growth — the two corroborate on growth rate and rough magnitude, so treat revenue as confirmed-range rather than exact.
• EBITDA, PAT/Net Profit, Net Worth, Total Borrowings: absolute values locked behind paid subscriptions on both Tofler and TheCompanyCheck. Only YoY growth rates were visible: EBITDA +210.73%, PAT +112.77%, Net worth +112.93% (Tofler) — magnitudes not obtained.
• Auditor: S R Batliboi & Associates LLP; Last AGM: 04 Sep 2023; Employees ~290 (Apr 2024) — TheCompanyCheck only, single-source.
• No FY2024/2025 filings were found in the sources checked, consistent with the company being amalgamated during this period.

Funding History

• Partial.
• Prior VC funding round names/investors/amounts were not obtained this session, Tracxn company page returned 404; deep-dive news sources — Moneycontrol, Livemint — were blocked/unfetchable; Entrackr and Inc42 site-search returned no archived Karza articles in the fetched snapshot.
• What is corroborated: Karza Technologies was acquired by / amalgamated into Perfios — confirmed by (a) registry status "Amalgamated", Tofler, TheCompanyCheck, (b) karza.in 301-redirecting to perfios.ai (direct fetch), and (c) a LinkedIn company-page snippet stating "Karza is now Perfios", surfaced via Bing.
• Deal date and deal value could not be confirmed through permitted sources — do not invent these figures.

Shareholding

• Not obtained — shareholding pattern/shareholder list is behind paid access on Tofler, dedicated shareholders page returned 404 on the free tier, and not shown on TheCompanyCheck's free profile.
• Given the "Amalgamated" status, current ownership is presumably fully consolidated under Perfios, but no primary filing or source confirms specific shareholding percentages, so this remains unconfirmed.

Loans & Charges

• Confirmed, TheCompanyCheck / Falconebiz-style aggregator, single detailed source: Open charges: ₹0 (nil). Satisfied charge: ₹55 Lakh held with HSBC, fully satisfied, no longer open. No other charge-holders reported.

Related Parties

• Partial.
• Parent/acquirer: Perfios, post-amalgamation; Karza brand now operates as "A Perfios Company".
• Subsidiary: Karza Aa Technologies Private Limited, per TheCompanyCheck — 1 subsidiary listed; this is an Account Aggregator entity, name/relationship not independently cross-verified by a second source, so treat as single-source.
• No other related-party transactions or group-entity details were obtained.

Credit Ratings

• None found. No CRISIL, ICRA or CARE rating for Karza Technologies Private Limited was located, CRISIL's own site search returned no match. This is typical for an unlisted SaaS/tech company without rated debt instruments
• Treat as "no rating on record" rather than a confirmed absence.

Legal & Compliance

• None found. Indian Kanoon search for "Karza Technologies Private Limited" returned no cases naming the company as a party, the two results returned — a Patna HC case and a Delhi District Court case — do not involve Karza.

Competitive Landscape

• Partial — based on general sector knowledge of the digital KYC/AML/onboarding RegTech space in India, not independently re-verified via a fresh search this session, web-search budget was exhausted: Signzy, KYC/onboarding APIs, similar/larger scale, IDfy, identity verification, comparable scale, HyperVerge, KYC/AML + biometric verification, comparable scale, Digio, e-KYC/e-sign infrastructure, comparable scale, AuthBridge, background verification + KYC, larger/broader scale, and Perfios itself, financial data analytics/underwriting — now Karza's parent, much larger scale.
• Treat this list as directional/industry-knowledge rather than a sourced fact for the pSEO page.

Frequently Asked Questions

Sources

1. Tofler (tofler.in) — company profile + financials page: identity, directors, capital, status, FY23 growth rates. 2. TheCompanyCheck (thecompanycheck.com) — company profile: identity, directors w/ appointment dates, FY23 revenue figure, charges, auditor, AGM, employee count, subsidiary. 3. Direct fetch of karza.in — confirmed 301 redirect to perfios.ai. 4. Bing search snippet (via WebFetch) referencing Karza's LinkedIn page — "Karza is now Perfios." 5. Indian Kanoon (indiankanoon.org) — legal search, no matching cases. 6. Attempted but unusable/blocked: Falconebiz (falconebiz.com, homepage only, no company data reached), Tracxn (404), Moneycontrol/Livemint (blocked for fetch), CRISIL ratings search (404), FindGST/MastersIndia GST lookups (500/404).