COMPANY INTELLIGENCE PROFILE
ICICI BANK LIMITED
ICICI Bank Limited is India's second-largest private-sector bank, offering retail, corporate, treasury and forex banking services.
ICICI Bank Limited, India's second-largest private-sector bank, offers a range of services such as retail, corporate, treasury, and forex banking across India and international markets. As one of India's three domestic systemically important banks, ICICI Bank reported a total income of approximately Rs 1,91,770 crore and a standalone net profit of Rs 47,227 crore for FY25. Rated CRISIL AAA/Stable, the bank holds a Rs 1,235.4 crore charge with Morgan Stanley & Co. International Plc.
AI-generated, may contain errors.
Business Overview
- Private-sector universal bank offering retail and corporate banking, forex and treasury operations, across India and international markets. One of India's three domestic systemically important banks (D-SIBs).
Sector & Classification
Banking / monetary intermediation (NIC 64191 - commercial banking). Precise NIC code not obtained.
Directors & Key Management
Sandeep Suraj Bakhshi (MD & CEO; appt 2018-10-15); Sandeep Batra (Executive/Whole-time Director; 2020-12-23); Rakesh Jha (Executive/Whole-time Director; 2022-09-02); Ajay Kumar Gupta (Executive/Whole-time Director; 2024-03-15); Pradeep Kumar Sinha (Non-Executive Independent Chairperson; 2024-02-17); Subramanian Madhavan (Independent Director; 2019-04-14); Neelam Dhawan (Independent Director; 2018-01-12); Radhakrishna Nair (Independent Director; 2018-05-02); Balasubramanyam Sriram (Independent Director; 2019-01-14); Vibha Paul Rishi (Independent Director; 2022-01-23); Rohit Bhasin (Independent Director; 2024-07-26); Punit Sood (Independent Director; 2024-10-01); Vijayalakshmi Iyer (Independent Director; 2025-12-01). DINs not obtained (not listed on sources reached).
GST Registrations
| GSTIN | State | PAN |
|---|---|---|
| 27AAACI1195H1ZM | Maharashtra | AAACI1195H |
GST — source notes
Primary GSTIN: 27AAACI1195H1ZM (Maharashtra); PAN: AAACI1195H; Active; 62 registrations
Financials
ICICI Bank Limited reported a total income of Rs 1,91,770 crore for FY25, a 14.3% increase year-on-year. Standalone net profit rose 15.5% to Rs 47,227 crore. Deposits increased by 11.6% to Rs 16,10,350 crore, with a net interest margin of 4.4%.
AI-generated, may contain errors.
- FY25, year ended 31 Mar 2025, standalone/consolidated as reported: Total income ~Rs 1,91,770 crore (+14.3% YoY)
- Standalone net profit (PAT) ~Rs 47,227 crore (+15.5% YoY). NIM 4.4%. Deposits ~Rs 16,10,350 crore (+11.6%). Q4FY25 net profit Rs 12,630 crore (+18%). Net worth/total assets not obtained, Tofler Pro-gated. Paid-up capital Rs 1,428.7 cr, authorized Rs 2,500 cr.
Loans & Charges
- Charge holder: Morgan Stanley & Co. International Plc — Rs 1,235.4 crore, created 14 Mar 2023. Additional charges likely exist but full charge register not obtained. As a bank, most "borrowings" are ordinary-course liabilities rather than registered charges.
Credit Ratings
- CRISIL AAA/Stable, and Crisil AA+ on certain instruments, reaffirmed Nov 2025
- ICRA AAA (Stable) issuer rating, reaffirmed 30 Oct 2025. International ratings (Moody's/S&P) not obtained. CARE not obtained.
Legal & Compliance
- No specific material litigation identified in sources reached; a bank of this scale routinely has ordinary-course legal matters. None found = not specifically obtained.
Competitive Landscape
- India's #2 private-sector bank. Key competitors: HDFC Bank, advances ~₹25 L Cr; m-cap ~₹13 L Cr
- Axis Bank, m-cap ~₹3.5 L Cr
- Kotak Mahindra Bank, m-cap ~₹3.5 L Cr
- State Bank of India, India's #1 bank; m-cap ~₹7 L Cr.
Frequently Asked Questions
What does ICICI Bank Limited do?
ICICI Bank Limited is India's second-largest private-sector bank, offering retail, corporate, treasury and forex banking services.
When was ICICI Bank Limited incorporated?
ICICI Bank Limited was incorporated in the year 1994.
What is the CIN of ICICI Bank Limited?
The CIN of ICICI Bank Limited is L65190GJ1994PLC021012.
What is the primary GSTIN of ICICI Bank Limited?
The primary GSTIN of ICICI Bank Limited is 27AAACI1195H1ZM (Maharashtra).
Where is the registered office of ICICI Bank Limited located?
The registered office of ICICI Bank Limited is located at ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, Gujarat 390007.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.