DEXIF FINTECH PRIVATE LIMITED

Business Overview

• Dexif Fintech Private Limited operates as "Dexif" (dexif.in), a fixed-income/debt-market fintech platform positioned as a "one-stop credit shop" re-engineering India's fixed income markets.
• Per its own site: it uses proprietary financial engineering technology to create novel debt investment products with defined risk-reward and duration in investor-friendly denominations, connecting borrowers seeking structured credit with investors seeking yield-bearing fixed-income instruments.
• It states PAN-India coverage and partnerships with "established players and new-age channels" for sourcing bids/offers and deal execution.
• Company email domain, compliance@dexif.in, confirms dexif.in as the official site.
• Source: dexif.in (official site) — confirmed.

Sector & Classification

NIC 66190 — "Activities auxiliary to financial service activities, except insurance and pension funding" (derived from CIN economic-activity code U66190; consistent with company's fixed-income fintech marketplace business)

Directors & Key Management

GST Registrations

No GSTIN could be located via the permitted free lookup tools (mastersindia.co, findgst.in, knowyourgst.com individual pages all returned 404/no data without a known GSTIN to query directly). PAN AAJCD6737F is confirmed (source: Tofler); home state is Delhi (registered office in New Delhi). GSTIN, exact number of registrations, and per-state status: not obtained.

Financials

• Latest available: FY ending March 2024, standalone basis. Revenue: TheCompanyCheck reports ₹1.58 crore for FY2024
• Tofler shows only a broad "₹1 cr – ₹100 cr" operating-revenue band, consistent with, but less precise than, TheCompanyCheck's figure, — revenue treated as partial/corroborated-range confirmed.
• EBITDA and PAT: not obtained, both sources gate exact profitability figures behind paid subscriptions.
• Per Tofler: Book Net Worth increased 790.61% and Total Assets increased 810.07%, Mar-23 to Mar-24, reflecting the debt raise below
• Return on Equity −6.4%
• ROCE −6.78%, i.e., loss-making on these metrics
• Debt-to-Equity shown as 0.0 on Tofler, likely a data-display artifact given the charges on record — flagged as a possible source inconsistency. Net worth and borrowings in absolute rupee terms: not obtained.

Funding History

• No funding round amount, date, or round name could be confirmed, Entrackr search returned no Dexif Fintech coverage; Tracxn company page not accessible.
• However, the company's own official website (dexif.in) states: "Our idea is backed by lead institutional investor - RTP Global and industry veterans" — naming RTP Global as lead institutional investor.
• This is a primary-source (self-reported) confirmation of investor identity only
• Round size/date/valuation: not obtained.

Shareholding

• Not disclosed on any accessible free source. Tofler and TheCompanyCheck confirm only that co-founders Deepank Bhandari and Tushar Sharma are listed as shareholders, in addition to being directors
• Exact shareholding percentages, cap table, or any institutional shareholder, e.g., RTP Global, equity stake: not obtained, locked behind paid registry data.

Loans & Charges

• Two open charges corroborated across sources, both created in H2 2024, matches the "net worth +790%" jump noted above, consistent with a debt-market NBFC/fintech raising onward-lending facilities: (1) charge dated 12 August 2024 (source: Tofler)
• (2) charge dated 12 October 2024 (source: Tofler)
• TheCompanyCheck independently shows aggregate "Open charges: ₹15 crore", matches the sum of the two Tofler entries, plus a separate "Satisfied charges: ₹5 crore" not itemized by Tofler — flagged as a minor source discrepancy, satisfied-charge detail not cross-verified.

Related Parties

• No parent, subsidiary, or group-entity relationships were found on any accessible source. Not obtained / none found.

Credit Ratings

• No CRISIL, ICRA, or CARE rating could be found for Dexif Fintech Private Limited.
• Given the company's small scale, recent incorporation (Nov 2022), and private debenture-trustee-based charges, Axis Trustee, Catalyst Trusteeship, rather than public bond issuance, it likely does not carry a public credit rating.
• None found.

Legal & Compliance

• Indian Kanoon search for "Dexif Fintech Private Limited" returned zero matching results, checked directly on indiankanoon.org. No litigation, judgments, or tribunal orders found. Confirmed — none found.

Competitive Landscape

• Not company-specifically sourced
• Inferred from Dexif's stated category, retail/institutional access to fixed-income/debt investment products in India.
• Comparable named peers: Wint Wealth, mid-scale, well-funded consumer fixed-income platform, Grip Invest, mid-scale, leasing + bond marketplace, Jiraaf, mid-scale, curated fixed-income/alt-debt marketplace, IndiaBonds, bond-focused marketplace, mid-scale, Centricity, early/mid-stage fixed-income platform, BondsIndia, bond distribution platform.
• Dexif itself appears to be an early-stage player, recent incorporation, ~₹1.4 lakh paid-up capital, single institutional backer named, relative to these more-established, better-funded peers.
• Scale tags are approximate and not independently verified per-company in this pass.

Frequently Asked Questions

Sources

Tofler (www.tofler.in/dexif-fintech-private-limited/company/U66190DL2022PTC406920) — identity, capital, directors+DINs, financial ratios, charges, PAN; TheCompanyCheck (www.thecompanycheck.com/company/dexif-fintech-private-limited/U66190DL2022PTC406920) — identity corroboration, revenue figure, charges corroboration; official site dexif.in — business overview, RTP Global investor mention, compliance@dexif.in confirming domain; Indian Kanoon (indiankanoon.org) — legal search, no cases found; Entrackr (entrackr.com) — funding-news search, no coverage found; Falconebiz — attempted, blocked by CAPTCHA, not used.