COMPANY INTELLIGENCE PROFILE
BRIDGEUP TECH PRIVATE LIMITED
BridgeUp Tech is a Mumbai-based fintech infrastructure company describing itself as "the infrastructure between capital and credit" — it connects institutional capital to India's credit markets, targeting trust/verification gaps in lending and receivables financing (source: bridgeup.com).
BridgeUp Tech, founded on June 29, 2021, is a Mumbai-based fintech infrastructure company recognized as a startup by DPIIT. It operates in the fintech credit-infrastructure sector, offering two products: "Safe Passage," a payment infrastructure network for lending, and "Fiscus," an AI-driven loan analysis platform. The company had revenue discrepancies in FY2025 financial reports, showing significant changes in key metrics, but no detailed financials are confirmed. No charges or credit ratings were found.
AI-generated, may contain errors.
Business Overview
- BridgeUp Tech is a Mumbai-based fintech infrastructure company describing itself as "the infrastructure between capital and credit" — it connects institutional capital to India's credit markets, targeting trust/verification gaps in lending and receivables financing, source: bridgeup.com.
- Two products: (1) "Safe Passage" — a patented, event-based payment infrastructure network, likened to a UPI-style rail, for cashflow-based lending, enabling repayment movement across partner banks and supporting trade finance, invoice discounting and fraud detection
- (2) "Fiscus" — an AI-driven loan-underwriting/analysis platform that processes Account Aggregator, GSTN and bank-statement data to produce explainable credit decisions quickly.
- Company is DPIIT-recognised as a startup, TheCompanyCheck.
- Contact: contact@bridgeup.com.
Sector & Classification
NIC/registry category shown as "Business Services" (Tofler) / "Internet, Online Financial Services" (TheCompanyCheck) — actual business is fintech credit-infrastructure (see business_overview). DPIIT-recognised startup (TheCompanyCheck).
Directors & Key Management
Directors — source notes
5 directors, all appointed at/near incorporation (source: Tofler, cross-checked against TheCompanyCheck appointment dates): 1. Jahangir Jamsheed Panday — DIN 08118813 — Director, appointed 29 Jun 2021 2. Zeus Pheroze Dhanbhoora — DIN 07990337 — Director, appointed 29 Jun 2021 3. Dipen Patel Anil — DIN 06758493 — Director, appointed 24 Dec 2021 4. Darshankumar Naranbhai Patel — DIN 00068650 — Director, appointed 18 Mar 2022 5. Rajesh Jaykumar Doshi — DIN 02156681 — Nominee Director, appointed 18 Mar 2022 DINs sourced from Tofler; not independently cross-verified on a second DIN-showing source (Falconebiz profile page could not be located), so treat DINs as partial/single-source.
GST Registrations
not obtained — GSTIN, PAN-for-GST, home state and registration count are locked behind premium access on TheCompanyCheck; findgst.in returned a server error; no individual GSTIN page could be located to cross-check. No GSTIN can be responsibly reported.
Financials
BRIDGEUP TECH PRIVATE LIMITED's FY2025 financials show a revenue conflict with TheCompanyCheck reporting a 97% decline to ₹1.7 lakh, while Tofler shows a 6.49% decrease. EBITDA fell 6.6%, PAT rose 190.59%, net worth decreased 7.96%, and borrowings increased 47.15%.
AI-generated, may contain errors.
| FY2025, year ended 31 Mar 2025, standalone, implied — no consolidation disclosed. | |
| Absolute rupee figures for revenue/EBITDA/PAT/net worth/borrowings are paywalled, "Tofler Pro" / "locked" on TheCompanyCheck, — only YoY deltas and one absolute figure are visible, and the two aggregators DISAGREE on revenue's YoY move, flagged conflict: | |
| TheCompanyCheck | Revenue ₹1.7 lakh, described as down ~97% YoY. |
| Tofler | Total Revenue change YoY shown as -6.49%. |
| Tofler-only deltas | EBITDA -6.6% YoY |
| PAT | +190.59% YoY, direction of improvement, absolute value/sign not disclosed |
| Net worth | -7.96% YoY |
| Borrowings | +47.15% YoY |
| Total assets | +3.46% YoY. |
| No absolute EBITDA/PAT/net worth/borrowings figures obtained. Given the source conflict on revenue and total absence of absolute values, treat all financials as partial/unconfirmed. | |
Funding History
- Not obtained — no funding round, investor, or amount disclosed on the company's own site, bridgeup.com, checked footer/about, Inc42 search, or LinkedIn, page not resolvable.
- Given the very small paid-up capital (₹1.67 lakh) and no equity funding announcements found, the company appears bootstrapped or funding is undisclosed publicly.
- Tracxn was not consulted for round names within this pass.
Loans & Charges
- TheCompanyCheck: "Bridgeup Tech Private Limited does not have any charges (loans) registered with the Registrar of Companies" — i.e., no open charges found, does not rule out historical/satisfied charges, which TheCompanyCheck's free view would not show.
Credit Ratings
- None found — no CRISIL/ICRA/CARE rating located; consistent with the company having no registered charges/bank borrowings that would typically trigger a public rating.
Competitive Landscape
- Caution/data-trap flag: TheCompanyCheck's auto-generated "competitors" list, AngelList, Infinyte Club, LetsVenture, Tyke, SanchiConnect, BizdateUp, names equity-crowdfunding / angel-investing platforms, which do NOT match BridgeUp's actual described business, credit-infrastructure/embedded-lending rails + AI loan underwriting, — likely a NIC/category misclassification artifact and is NOT reported as a real peer set.
- Instead, based on BridgeUp's own product description, Safe Passage payment-rail + Fiscus AI underwriting, Account-Aggregator/GSTN-driven credit decisioning, plausible sector peers, inferred from business description, not independently sourced/confirmed as direct competitors, are: Yubi/CredAvenue, debt-market & lending infra, much larger scale, Perfios, bank-statement/AA-based underwriting analytics, larger/established, Finbox, embedded-lending & AA infra, similar early/growth stage, Setu (Pine Labs), AA and payment-collection rails, larger, M2P Fintech, embedded finance infra, larger, Signzy, KYC/fraud & underwriting AI, similar stage.
- Scale tags are rough estimates only — none of these are confirmed by a source as an actual named competitor of BridgeUp.
Frequently Asked Questions
What does BridgeUp Tech do?
BridgeUp Tech is a fintech infrastructure company based in Mumbai. It connects institutional capital to India's credit markets, focusing on solving trust and verification gaps in lending and receivables financing. It offers two main products: Safe Passage, a payment infrastructure network for cashflow-based lending, and Fiscus, an AI-driven loan-underwriting platform.
What is the incorporation date of BridgeUp Tech?
BridgeUp Tech was incorporated on 29 June 2021.
What is the CIN of BridgeUp Tech?
The CIN of BridgeUp Tech is U74999MH2021PTC362907.
Where is the registered office of BridgeUp Tech?
The registered office of BridgeUp Tech is located at 31/C, 3rd Floor, 32 Raja Bahadur Mansion, Ambalal Doshi Marg, Fort, Mumbai, Maharashtra, India, 400001.
Information compiled from public registry and secondary sources. It may be incomplete or dated; verify independently before relying on it.